201 McCoy Rd, Sebring, FL 33875 Property Records

Highlands County property record for 201 McCoy Rd, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,413 sqft · built 1995
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,766 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-12-36-28-010-0000-0180`

Property Details

APN / Parcel Number

Primary APN	`C-12-36-28-010-0000-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	2,017 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	219,542 sqft (5.04 acres)
Lot Dimensions	613 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	654 sqft
Driveway	Driveway
Driveway Area	527 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	201 MCCOY RD
City	SEBRING
State	FL
Zip	33875-6352
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ALBRITTON UNREC SUB LOT 18 BEING W 1/2 OF NE 1/4 OF NW 1/4 OF SW 1/4 OF SEC 4.04 ACRES
Legal Range	28E
Legal Township	36S
Legal Section	12
Legal Subdivision	ALBRITTON SUB
Legal Lot Number	18
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1062
Census Tract	961401

Owner

Source: Highlands County records · APN C-12-36-28-010-0000-0180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	201 MCCOY RD, SEBRING, FL 33875-6352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2003
Deed Sale	Jan 07, 2003
Deed Document Number	1174207
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	201 MCCOY RD, SEBRING, FL 33875-6352
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 MCCOY RD, SEBRING, FL 33875-6352

Mortgage

Document Number	0002022235
Date	Mar 04, 2021
Book Page	2806/954
Instrument	2022235

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,244 (+6.01%) Land $19,820 Building $127,424	$256,945 (-21.26%)
2024	$1,766.00 (+3.27%)
2023	$1,710.00 (+2.03%) Homeowner's exemption	$138,894 (+2.86%)	$326,302 (+29.13%)
2022	$1,676.00 Homeowner's exemption	$135,029	$252,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 233 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Rapid Systems	Fixed Wireless (licensed-by-rule)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Conexon Connect, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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