201 Main St E, Mount Vernon, TX 75457 Property Records

Franklin County property record for 201 Main St E, Mount Vernon, TX 75457

Property Summary

Property TypeCommercial
Details1 ba · 2,940 sqft · built 1940
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Tax Bill$475 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2022 Construction Loan
APN00022-00000-00020-000000

Property Details

APN / Parcel Number

Primary APN00022-00000-00020-000000
Alternative APN
  • 4171

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,940 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions70 ft deep x 100 ft wide
Garage TypeCarport
Garage Area686 sqft
CarportCarport
Carport Area686 sqft

Location & Zoning

Account Number4171
Street Address201 MAIN ST E
CityMOUNT VERNON
StateTX
Zip75457-2413
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionAB 425 J SLOAN SUR 70X100
JurisdictionFRANKLIN TX
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1012
Census Tract950200

Owner

Source: Franklin County records · APN 00022-00000-00020-000000

Assessment roll updated March 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 578, MOUNT VERNON, TX 75457-0578
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Commercial Mortgage
GUARANTY BANK & TRUST NA
Jan 27, 2022Deed of Trust, Mortgage · Construction Mortgage
GUARANTY BANK & TRUST NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2023
Deed SaleSep 22, 2023
Deed Document Number2023169855
Deed Book / Page453 / 196
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TX
Property Address201 MAIN ST W, MOUNT VERNON, TX 75457
Transaction TypeMortgage
Record UpdatedOct 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 578, MOUNT VERNON, TX 75457-0578

Mortgage

Document Number000453/160
DateSep 22, 2023
Book Page453/160
Instrument169848
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
AddressSULPHUR SPRINGS, TX 75482
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 14, 2033

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TX
Property Address201 MAIN ST W, MOUNT VERNON, TX 75457
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000423/874
DateJan 27, 2022
Book Page423/874
Instrument164143
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
AddressSULPHUR SPRINGS, TX 75482
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term15 Months
DueApr 02, 2023

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 10, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyFranklin County
MunicipalityMount Vernon Town
Unified School DistrictMount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$475.00 (+13.1%)$25,390 (+17.98%) Land $9,620 Building $15,770$25,390 (+17.98%) Land $9,620 Building $15,770
2023$21,520 Land $7,770 Building $13,750$21,520 Land $7,770 Building $13,750
2021$420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Mount Vernon Downtown Historic District
listed 2018 · 32 contributing resources · NRIS 100003140

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Peoples Telephone Cooperative
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 99 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0800001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MOUNT VERNON
serves 2,662 people
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St E

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