201 Lagoon Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 201 Lagoon Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 1973
Lot Size	0.193 acres (8,394 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2006)
Tax Bill	$837 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000821`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000821`
Alternative APNs	`362826663000000821` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,394 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Porch	Unfinished Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	201 LAGOON RD
City	WINTER HAVEN
State	FL
Zip	33884-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PB3 PG27 LOT 8 W 80 FT OF E 1035 FT OF S 105 FT OF N 235 FT OF S1/2 OF NW1/4 OF SE1/4 BEING LOT 9 OF UNREC GARDEN GROVE HARBORS #2
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	2
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	14001

Owner

201 Lagoon Rd is owned and occupied by an individual who bought it in March 2006.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	201 LAGOON RD, WINTER HAVEN, FL 33884-2529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2006 · Amount on File
Deed Sale	Mar 6, 2006 · Amount on File
Deed Document Number	200655954
Deed Book / Page	6664 / 700
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	201 LAGOON RD, WINTER HAVEN, FL 33884-2529
Document Number	0101971198
Book / Page	010197 / 001198
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 LAGOON RD WINTER HAVEN FL 338842529, WINTER HAVEN, FL 33884-2529

Mortgage

Document Number	0101971198
Date	Jul 7, 2017
Book Page	010197/001198
Instrument	128997

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FM 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 201 Lagoon Rd was $837 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,843 (+2.7%)	$238,655 (-0.19%) Land $34,415 Building $204,240
2025	$837.00 Homeowner's exemption	$105,008	$239,101 Land $34,415 Building $204,686
2023	$1,253.00 (+4.85%) Homeowner's exemption	$99,077 (+3%)	$251,768 (+17.47%) Land $33,576 Building $218,192
2022	$1,195.00 Homeowner's exemption	$96,191	$214,317 Land $27,700 Building $186,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Lagoon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Lagoon Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20