201 Labans Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 201 Labans Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,145 sqft · built 1972
Lot Size	0.967 acres (42,123 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,006 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3633-52-4207`

Property Details

APN / Parcel Number

Primary APN	`3633-52-4207`
Alternative APNs	`363319524207` `281417` `21135`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
Basement Area	1,909 sqft
Finished Basement	1,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	42,123 sqft (0.967 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	281417
Street Address	201 LABANS LN
City	LINCOLNTON
State	NC
Zip	28092-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	FOREST HILLS 38A HMT
Legal Subdivision	FOREST HILLS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1019
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	201 LABANS LN, LINCOLNTON, NC 28092-8770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Nov 12, 2020	Intrafamily Transfer, Transfer · VA Mortgage RELIANCE FIRST CAPITAL LLC
May 31, 2018	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020
Deed Sale	Nov 12, 2020
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	2020619659
Deed Book / Page	2973 / 310
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	2973310
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	201 LABANS LN, LINCOLNTON, NC 28092-8770
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003149269
Date	Mar 24, 2022
Book Page	3149/269
Instrument	649566

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Nov 12, 2020
Property Address	201 LABANS LN, LINCOLNTON, NC 28092-8770
Document Number	2973310
Book / Page	2973 / 310
Map Reference	MB A PG 217
Instrument Date	Sep 23, 2020
Instrument	619659
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 LABANS LN, LINCOLNTON, NC 28092-8770

Mortgage

Document Number	619660
Date	Nov 12, 2020
Instrument	619660

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 31, 2018
Property Address	201 LABANS LN, LINCOLNTON, NC 28092-8770
Document Number	2746247
Book / Page	002746 / 000247
Instrument Date	May 31, 2018
Instrument	578592
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 LABANS LN LINCOLNTON NC 280928770, LINCOLNTON, NC 28092-8770

Mortgage

Document Number	2746249
Date	May 31, 2018
Book Page	002746/000249
Instrument	578593

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	201 LABANS LN, LINCOLNTON, NC 28092-8770
Document Number	2667453
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 LABANS LN LINCOLNTON NC 280928770, LINCOLNTON, NC 28092-8770

Mortgage

Document Number	2667453
Date	May 23, 2017
Book Page	002667/000453
Instrument	563153

Lender

Name	WELLS FARGO BK/TX
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,006.00	$386,998 (-) Land $37,000 Building $349,998	$386,998 (-) Land $37,000 Building $349,998
2025	$4,006.00 (+0.5%)	$386,998 (-) Land $37,000 Building $349,998	$386,998 (-) Land $37,000 Building $349,998
2023	$3,986.00	$386,998 Land $37,000 Building $349,998	$386,998 Land $37,000 Building $349,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Labans Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures