201 Kern Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 201 Kern Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1954
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-263-028`

Property Details

APN / Parcel Number

Primary APN	`066-263-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Terrain	Below Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	201 KERN AVE
City	MORRO BAY
State	CA
Zip	93442-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB TR 39 BL 2 LT 6 T29S R11E SEC 31 PTN LT 4
Legal Tract	39
Legal Block	2
Legal Lot Number	6,4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2023
Census Tract	10602

Owner

201 Kern Ave is owned and occupied by an individual who acquired it in November 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	201 KERN AVE, MORRO BAY, CA 93442-2808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Re-recorded Document, Transfer · Line of Credit AMERISAVE MORTGAGE CORPORATION
Apr 14, 2026	Affidavit of Death of Trustee, Transfer
Apr 14, 2026	Grant Deed, Transfer · Line of Credit AMERISAVE MORTGAGE CORPORATION
Sep 3, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 25, 2025
Transfer Doc	0000011251
Record Updated	Oct 29, 2026

June 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 18, 2026
Property Address	201 KERN AVE, MORRO BAY, CA 93442-2808
Document Number	0000019192
Instrument Date	May 21, 2026
Instrument	202619192
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 KERN AVE, MORRO BAY, CA 93442-2808

Mortgage

Document Number	0000019193,
Date	Jun 18, 2026
Instrument	202619193

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	6.17%
Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2026
Property Address	201 KERN AVE, MORRO BAY, CA 93442-2808
Document Number	0000011250
Instrument Date	Apr 8, 2026
Instrument	202611250
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	201 KERN AVE, MORRO BAY, CA 93442-2808

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2026
Property Address	201 KERN AVE, MORRO BAY, CA 93442-2808
Document Number	0000011251
Instrument Date	Nov 25, 2025
Instrument	202611251
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	IRON CREST NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 KERN AVE, MORRO BAY, CA 93442-2808

Mortgage

Document Number	0000011252,
Date	Apr 14, 2026
Instrument	202611252

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	5.98%
Max Rate	-1%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 3, 2019
Property Address	201 KERN AVE, MORRO BAY, CA 93442-2808
Document Number	0000036619
Instrument Date	Sep 1, 2019
Instrument	36619
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	201 KERN AVE MORRO BAY CA 934422808, MORRO BAY, CA 93442-2808

Tax Assessment & Valuation

The 2025 property tax bill for 201 Kern Ave was $3,935, up 1.8% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,315 (+2%) Land $247,550 Building $123,765
2025	$3,935.00 (+1.76%) Homeowner's exemption	$364,036 Land $242,697 Building $121,339
2024	$3,867.00 (+1.9%)
2023	$3,795.00 (+6.72%) Homeowner's exemption	$349,902 Land $233,274 Building $116,628
2022	$3,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 201 Kern Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Kern Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ranch Wifi, T-Mobile, Verizon.

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