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201 Joseph Lake Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 201 Joseph Lake Ct, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,961 sqft · built 2010
Lot Size0.31 acres (13,503 sqft)
OwnerIndividual Name on File
Last Sale$219,000 (Mar 2015)
Tax Bill$3,138 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN026483-1230

Property Details

APN / Parcel Number

Primary APN026483-1230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,961 sqft Living Area
Gross Area2,831 sqft
1st Floor Area1,961 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area710 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area200 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address201 JOSEPH LAKE CT
CitySAINT AUGUSTINE
StateFL
Zip32095-8946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description62/25-35 SANDY CREEK PHASE 1 LOT 123 OR3999/1258
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number123
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

201 Joseph Lake Ct is owned and occupied by an individual who bought it in March 2015.

Source: St. Johns County records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address201 JOSEPH LAKE CT, SAINT AUGUSTINE, FL 32095-8946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 11, 2020Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY
Apr 1, 2020Loan Modification, Mortgage
HANCOCK WHITNEY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2015 · Amount on File
Deed SaleMar 13, 2015 · Amount on File
Prior SaleMar 4, 2010 · Amount on File
Deed Document Number201515206
Deed Book / Page3999 / 1258
Prior Transfer DateMar 12, 2015
Prior Transfer Doc0039991258
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address201 JOSEPH LAKE CT, SAINT AUGUSTINE, FL 32095-8946
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 JOSEPH LAKE CT, SAINT AUGUSTINE, FL 32095-8946

Mortgage

Document Number0053091552
DateJul 6, 2021
Book Page5309/1552
Instrument2021074459
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 11, 2020
Property Address201 JOSEPH LAKE CT, SAINT AUGUSTINE, FL 32095-8946
Document Number0050131727
Book / Page005013 / 001727
Instrument DateAug 7, 2020
Instrument66694
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1620 SANDY CREEK PKWY ST AUGUSTINE FL 320959041, ST AUGUSTINE, FL 32095-9041

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address201 JOSEPH LAKE CT, SAINT AUGUSTINE, FL 32095-8946
Document Number0049171403
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 JOSEPH LAKE CT ST AUGUSTINE FL 320958946, ST AUGUSTINE, FL 32095-8946
InvestorPossibly a Property Investor

Mortgage

Document Number0049171403
DateApr 7, 2020
Book Page004917/001403
Instrument27208
Lender
NameHANCOCK WHITNEY BK
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 201 Joseph Lake Ct was $3,138 with a homeowner's exemption, up 13.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,141 (+4.51%)$354,002 (-5.1%) Land $100,000 Building $254,002
2025$3,138.00 (+13.33%) Homeowner's exemption$246,995$373,032 Land $100,000 Building $273,032
2024$2,769.00 (+2.1%)
2023$2,712.00 (+3.2%) Homeowner's exemption$233,043 (+3%)$366,931 (+6.27%) Land $100,000 Building $266,931
2022$2,628.00 Homeowner's exemption$226,255$345,287 Land $84,000 Building $261,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Joseph Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Joseph Lake Ct is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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