201 Jensen St, Gilbert, IA 50105 Property Records

Story County property record for 201 Jensen St, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,582 sqft · built 1999
Lot Size	0.194 acres (8,462 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Mar 2019)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Mar 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-260-010`

Property Details

APN / Parcel Number

Primary APN	`05-09-260-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
1st Floor Area	415 sqft
Basement Area	763 sqft
Finished Basement	658 sqft
Unfinished Basement	105 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,462 sqft (0.194 acres)
Lot Dimensions	90 ft deep x 93.8 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	74 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	201 JENSEN ST
City	GILBERT
State	IA
Zip	50105-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE NORTH 2ND ADD LOT:1 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	VILLAGE NORTH 2ND ADD
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

201 Jensen St is owned and occupied by two individuals who bought it in March 2019.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 JENSEN ST, GILBERT, IA 50105-1011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST COMMUNITY FCU
Mar 13, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS 1ST CU
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU
Mar 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BOONE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Sep 11, 2012 · Amount on File
Deed Document Number	20191766
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	201 JENSEN ST, GILBERT, IA 50105-1011
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504744
Date	Jun 23, 2025
Instrument	2025-04744

Lender

Name	MEMBERS 1ST COMMUNITY FCU
Type	Credit Union
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	201 JENSEN ST, GILBERT, IA 50105-1011
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801994
Date	Mar 13, 2018
Instrument	2018-01994

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2033

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	201 JENSEN ST, GILBERT, IA 50105-1011
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902684
Date	Apr 16, 2019
Instrument	2019-02684

Lender

Name	MEMBERS 1ST CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2044

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	201 JENSEN ST, GILBERT, IA 50105-1011
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011873
Date	Oct 7, 2020
Instrument	2020-11873

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	201 JENSEN ST, GILBERT, IA 50105-1011
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207518
Date	Jul 28, 2022
Instrument	2022-07518

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 31, 2047

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 15, 2019
Property Address	201 JENSEN ST, GILBERT, IA 50105-1011
Document Number	0201901766
Instrument Date	Mar 13, 2019
Instrument	2019-01766
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 JENSEN ST, GILBERT, IA 50105-1011

Mortgage

Document Number	0201901767
Date	Mar 15, 2019
Instrument	2019-01767

Lender

Name	BOONE BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 201 Jensen St was $5,014 with a homeowner's exemption, up 3.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (+3.13%) Homeowner's exemption	$312,800 Land $76,000 Building $236,800	$312,800 Land $76,000 Building $236,800
2024	$4,862.00
2023		$280,600 Land $66,300 Building $214,300	$280,600 Land $66,300 Building $214,300
2022	$4,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Jensen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 201 Jensen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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