201 Hyder St, Spindale, NC 28160 Property Records

Rutherford County property record for 201 Hyder St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$41,667 (Mar 2018)
Tax Bill	$1,591 (2022)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1201207`

Property Details

APN / Parcel Number

Primary APN	`1201207`
Alternative APN	`17088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft Heated Area
Gross Area	2,392 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	17088
Street Address	201 HYDER ST
City	SPINDALE
State	NC
Zip	28160-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1529168307970000; RES SUNSET ST
Legal Block	1
Legal Lot Number	4A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2042
Census Tract	960600

Owner

201 Hyder St is owned and occupied by two individuals who bought it in March 2018.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	2 Individual Names on File
Mailing Address	201 HYDER ST, SPINDALE, NC 28160-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Mar 16, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Deed Document Number	0001170417
Deed Book / Page	1170 / 417
Record Updated	Jun 7, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	201 HYDER ST, SPINDALE, NC 28160-5215
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241053
Date	Jul 19, 2019
Book Page	2024/1053

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 16, 2018
Property Address	201 HYDER ST, SPINDALE, NC 28160-5215
Document Number	0011700417
Book / Page	001170 / 000417
Instrument Date	Mar 16, 2018
Instrument	8432
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9432 MAGNOLIA ESTATES DR CORNELIUS NC 280317858, CORNELIUS, NC 28031-7858

Mortgage

Document Number	12700458
Date	Mar 16, 2018
Book Page	001270/000458
Instrument	8433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$223,600 Land $12,000 Building $211,600	$223,600 Land $12,000 Building $211,600
2022	$1,591.00
2021	$1,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Hyder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Hyder St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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