201 Hillcrest Dr, Locust, NC 28097 Property Records

Stanly County property record for 201 Hillcrest Dr, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,028 sqft · built 1975
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2019)
Tax Bill	$2,479 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`556504919855`

Property Details

APN / Parcel Number

Primary APN	`556504919855`
Alternative APNs	`1525890` `4910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,028 sqft Finished Area
Basement Area	728 sqft
Finished Basement	728 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	180 ft deep x 119 ft wide
Porch	Porch
Porch Area	76 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1525890
Street Address	201 HILLCREST DR
City	LOCUST
State	NC
Zip	28097-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	HSE 201 HILLCREST DR LT 22 PT 23 BARBARA ANN 556504107
Legal Subdivision	BARBARA ANN PARK
Legal Lot Number	22
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1015
Census Tract	930801

Owner

201 Hillcrest Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 HILLCREST DR, LOCUST, NC 28097-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 20, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Nov 12, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Jul 29, 2019	Warranty Deed, Transfer NOT AVAILABLE
Feb 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	2019411557
Deed Book / Page	1675 / 1657
Prior Transfer Date	Jan 9, 2008
Prior Transfer Doc	0000305350
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	201 HILLCREST DR, LOCUST, NC 28097-9523
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443677
Date	Feb 18, 2022
Book Page	1775/1368
Instrument	443677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	201 HILLCREST DR, LOCUST, NC 28097-9523
Document Number	0000426134
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 HILLCREST DR LOCUST NC 280979523, LOCUST, NC 28097-9523

Mortgage

Document Number	0000426134
Date	Nov 20, 2020
Book Page	001720/001323
Instrument	426134

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

Interest

Rate	2.75%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	201 HILLCREST DR, LOCUST, NC 28097-9523
Document Number	0017191507
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 HILLCREST DR LOCUST NC 280979523, LOCUST, NC 28097-9523

Mortgage

Document Number	0017191507
Date	Nov 12, 2020
Book Page	001719/001507

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Interest

Rate	2.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 29, 2019
Property Address	201 HILLCREST DR, LOCUST, NC 28097-9523
Document Number	0000411557
Book / Page	001675 / 001657
Instrument Date	Jul 25, 2019
Instrument	411557
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	517 CONCORD RD ALBEMARLE NC 280013609, ALBEMARLE, NC 28001-3609

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANLY NC
Recording Date	Feb 2, 2017
Property Address	201 HILLCREST DR, LOCUST, NC 28097-9523
Document Number	0000387777
Book / Page	001596 / 000532
Instrument Date	Jan 27, 2017
Instrument	387777
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 HILLCREST DR LOCUST NC 280979523, LOCUST, NC 28097-9523

Tax Assessment & Valuation

The 2026 property tax bill for 201 Hillcrest Dr was $2,479.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,479.00	$269,522 Land $43,953 Building $225,569	$269,522 Land $43,953 Building $225,569
2023	$2,145.00	$196,845 Land $25,639 Building $171,206	$196,845 Land $25,639 Building $171,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Hillcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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