201 Gary Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 201 Gary Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,519 sqft · built 1960
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on File
Last Sale	$45,300 (Feb 2022)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-27-8016-00-410`

Property Details

APN / Parcel Number

Primary APN	`14-22-27-8016-00-410`
Alternative APNs	`272214801600410` `113855` `114504` `115789`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,519 sqft Living Area
Gross Area	3,665 sqft
1st Floor Area	2,519 sqft
Utility Area	578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,640 sqft (0.244 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	201 GARY DR
City	WINTER GARDEN
State	FL
Zip	34787-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SHOWALTER PARK T/6 LOT 41
Legal Range	27E
Legal Township	22S
Legal Section	14
Legal Subdivision	SHOWALTER PARK
Legal Tract	8016
Legal Lot Number	41
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1027
Census Tract	17401

Owner

201 Gary Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 GARY DR, WINTER GARDEN, FL 34787-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	2022133469
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	201 GARY DR, WINTER GARDEN, FL 34787-2820
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GARY DR, OAKLAND, FL 34787-2820

Mortgage

Document Number	0000133469
Date	Mar 9, 2023
Instrument	20230133469

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 8, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	201 GARY DR, WINTER GARDEN, FL 34787-2820
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GARY DR, WINTER GARDEN, FL 34787-2820

Mortgage

Document Number	20210341751
Date	Jun 8, 2021
Instrument	20210341751

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	201 GARY DR, WINTER GARDEN, FL 34787-2820
Document Number	0000140082
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 GARY DR WINTER GARDEN FL 347872820, WINTER GARDEN, FL 34787-2820

Mortgage

Document Number	0000140082
Date	Mar 4, 2020
Instrument	140082

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	201 GARY DR, WINTER GARDEN, FL 34787-2820
Document Number	0000045388
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 GARY DR WINTER GARDEN FL 347872820, WINTER GARDEN, FL 34787-2820

Mortgage

Document Number	0000045388
Date	Jan 24, 2017
Instrument	45388

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 201 Gary Dr was $3,137, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,360 (+2.7%)	$433,050 (-0.23%) Land $280,000 Building $153,050
2025	$3,137.00 (+5.37%) Homeowner's exemption	$233,067	$434,050 Land $280,000 Building $154,050
2024	$2,977.00 (+3.98%)
2023	$2,863.00 (+3.28%) Homeowner's exemption	$219,902 (+3%)	$273,526 (+7.05%) Land $135,000 Building $138,526
2022	$2,772.00 Homeowner's exemption	$213,497	$255,517 Land $135,000 Building $120,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Gary Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Gary Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Verizon.

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