201 Fair Oak Rd, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 201 Fair Oak Rd, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,251 sqft · built 1954
Lot Size	0.325 acres (14,140 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2022)
Tax Bill	$4,834 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04880 P:0095`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04880 P:0095`
Alternative APN	`48800095`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	14,140 sqft (0.325 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	48800095
Street Address	201 FAIR OAK RD
City	SPRINGFIELD
State	MA
Zip	01128-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1024
Census Tract	801604

Owner

201 Fair Oak Rd is owned and occupied by an individual who bought it in June 2022.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	201 FAIR OAK RD, SPRINGFIELD, MA 01128-1046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 15, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jun 15, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Jun 26, 1992 · Amount on File
Deed Document Number	202236201
Deed Book / Page	24594 / 168
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	024594-165
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 10, 2026
Property Address	201 FAIR OAK RD, SPRINGFIELD, MA 01128-1046
Document Number	0000032179
Book / Page	26411 / 563
Instrument Date	Jul 2, 2026
Instrument	202632179
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 FAIR OAK RD, SPRINGFIELD, MA 01128-1046

Mortgage

Document Number	0000032179,
Date	Jul 10, 2026
Book Page	26411/563
Instrument	202632179

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	201 FAIR OAK RD, SPRINGFIELD, MA 01128-1046
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024672-248
Date	Aug 8, 2022
Book Page	24672/248
Instrument	47829

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

June 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 15, 2022
Property Address	201 FAIR OAK RD, SPRINGFIELD, MA 01128-1046
Document Number	024594-168
Book / Page	24594 / 168
Instrument Date	Jun 15, 2022
Instrument	36201
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HICKORY LN, HAMPDEN, MA 01036-9635
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036202
Date	Jun 15, 2022
Instrument	36202

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 15, 2022
Property Address	201 FAIR OAK RD, SPRINGFIELD, MA 01128-1046
Document Number	024594-165
Book / Page	24594 / 165
Instrument Date	May 24, 2022
Instrument	36200
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 201 Fair Oak Rd was $4,834, up 8.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,834.00 (+8.78%)	$312,700 (+10.34%) Land $62,100 Building $250,600	$301,713 (+0.73%)
2025	$4,444.00	$283,400 Land $62,100 Building $221,300	$299,535 (-3.04%)
2024			$308,940
2023	$4,124.00	$241,900 Land $59,100 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Fair Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Fair Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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