201 Ellen St, Irwin, IA 51446 Property Records

Shelby County property record for 201 Ellen St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,052 sqft · built 1943
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Tax Bill	$640 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`832104000050`

Property Details

APN / Parcel Number

Primary APN	`832104000050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,824 sqft (0.501 acres)
Lot Depth	95 ft Depth
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	201 ELLEN ST
City	IRWIN
State	IA
Zip	51446-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36-81-38 ASD NE NE LT 5
Legal Range	38W
Legal Township	81N
Legal Section	36
Legal Subdivision	AUDITORS SUB
Legal Lot Number	5
Jurisdiction	SHELBY IA
Township / Civil Division	GREELEY
Census Block Group	4
Census Block	4041
Census Tract	960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 185, IRWIN, IA 51446-0185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHELBY COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Recording Date	May 12, 2026
Property Address	201 ELLEN ST, IRWIN, IA 51446-7713
Document Number	0000000792
Instrument Date	May 7, 2026
Instrument	2026792
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ELLEN ST, IRWIN, IA 51446-7713
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000792,
Date	May 12, 2026
Instrument	2026792

Lender

Name	SHELBY COUNTY STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	May 1, 2030

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	201 ELLEN ST, IRWIN, IA 51446-7713
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212316
Date	Oct 27, 2021
Instrument	2021-2316

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$640.00 (-2.74%)	$50,204 (-) Land $10,763 Building $39,441	$50,204 (-) Land $10,763 Building $39,441
2025		$50,204 (+0.48%) Land $10,763 Building $39,441	$50,204 (+0.48%) Land $10,763 Building $39,441
2024	$658.00 (+36.51%)
2023		$49,964 Land $10,763 Building $39,201	$49,964 Land $10,763 Building $39,201
2022	$482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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