Allegany County property record for 201 E Offutt St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,376 sqft · built 1890 |
| Lot Size | 0.108 acres (4,687 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Dec 2025) |
| Tax Bill | $584 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-017277 |
| Primary APN | 04-017277 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,376 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,687 sqft (0.108 acres) |
| Lot Dimensions | 125 ft deep x 37 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | 110 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 017277 |
|---|---|
| Street Address | 201 E OFFUTT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 201 OFFUTT ST LOT 54 PT 55 37X125 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 54 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 201 E OFFUTT ST, CUMBERLAND, MD 21502-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 5, 2025 | Special Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Jun 28, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Dec 23, 1998 · Amount on Record |
| Deed Book / Page | 3117 / 258 |
| Prior Transfer Date | May 10, 2024 |
| Prior Transfer Doc | 002967-0428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 5, 2025 |
| Property Address | 201 E OFFUTT ST, CUMBERLAND, MD 21502-4730 |
| Document Number | 003117-0258 |
| Book / Page | 3117 / 258 |
| Map Reference | PL 8 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 201 E OFFUTT ST, CUMBERLAND, MD 21502-4730 |
| Document Number | 0003117268 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 3117/268 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 28, 2022 |
| Property Address | 201 E OFFUTT ST, CUMBERLAND, MD 21502-4730 |
| Document Number | 002796-0277 |
| Book / Page | 2796 / 277 |
| Map Reference | PL 8 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,200 (+11.19%) Land $9,300 Building $66,900 | $76,200 (-) Land $9,300 Building $66,900 | |
| 2025 | $584.00 (+18.22%) Homeowner's exemption | $68,533 (+28.82%) | $76,200 (+43.23%) Land $9,300 Building $66,900 |
| 2023 | $494.00 | $53,200 Land $9,300 Building $43,900 | $53,200 Land $9,300 Building $43,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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