Bay County property record for 201 E Murphy St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1900 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 2023) |
| Tax Bill | $2,158 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-016-104-021-00 |
| Primary APN | 160-016-104-021-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 1,107 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Dimensions | 115 ft deep x 75.5 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 688 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 201 E MURPHY ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | S 115 FT OF W 82.50 FT OF LOT 21 EXC W 7 FT SMITHVILLE ADD TO W BC |
| Legal Subdivision | SMITHVILLE ADD |
| Legal Lot Number | 21 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 281300 |
201 E Murphy St is owned and occupied by an individual who bought it in November 2023.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BAY PORT STATE BANK |
| Apr 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Deed Document Number | 202312884 |
| Prior Transfer Date | Apr 27, 2022 |
| Prior Transfer Doc | 0000006836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 21, 2023 |
| Property Address | 201 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Document Number | 0000012884 |
| Map Reference | LB 2 PG 23 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 202312884 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 SALOLI WAY, LOUDON, TN 37774-2729 |
| Name | Verified Name |
|---|---|
| Address | 1934 W MIDLAND RD, AUBURN, MI 48611-9514 |
| Document Number | 0000012885 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 202312885 |
| Name | BAY PORT STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 27, 2022 |
| Property Address | 201 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Document Number | 0000006836 |
| Map Reference | LB 2PG 23 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 202206836 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Name | Verified Name |
|---|---|
| Address | 201 E MURPHY ST, BAY CITY, MI 48706-3849 |
The 2026 property tax bill for 201 E Murphy St was $2,158 with a homeowner's exemption, up 21.4% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,158.00 (+21.44%) Homeowner's exemption | $54,350 (+7.52%) | $108,700 (+7.52%) |
| 2025 | $1,777.00 Homeowner's exemption | $50,550 | $101,100 |
| 2023 | $42,100 | $84,200 | |
| 2022 | $1,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 E Murphy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 E Murphy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures