201 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 201 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Commercial
Details	936 sqft · built 1890
Lot Size	0.21 acres (9,240 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Jan 2021)
Tax Bill	$828 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006447`

Property Details

APN / Parcel Number

Primary APN	`006447`

Interior

Building Area	936 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,240 sqft (0.21 acres)
Lot Dimensions	70 ft deep x 132 ft wide

Location & Zoning

Street Address	201 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-1726
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 70' LOTS 309 & 310 O P
Legal Subdivision	MORRIS AND ALLYNS ADDITION
Legal Lot Number	309,310
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2030
Census Tract	950200

Owner

201 E Monroe St, a commercial property, is owned by a company that bought it in January 2021.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	201 E MONROE ST, MOUNT AYR, IA 50854-1726
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Deed Document Number	20216
Deed Book / Page	515 / 161
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	00425/0233
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jan 4, 2021
Property Address	201 E MONROE ST, MOUNT AYR, IA 50854-1726
Document Number	000515/161
Book / Page	515 / 161
Instrument Date	Jan 4, 2021
Instrument	2021-00000006
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E MONROE ST, MOUNT AYR, IA 50854-1726

Mortgage

Document Number	202100000007
Date	Jan 4, 2021
Instrument	2021-00000007

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 201 E Monroe St was $828, up 3% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$828.00 (+2.99%)	$48,059 Land $9,157 Building $38,902	$48,059 Land $9,157 Building $38,902
2024	$804.00
2023		$40,320 (+7.45%) Land $9,157 Building $31,163	$40,320 Land $9,157 Building $31,163
2022	$846.00	$37,526 Land $9,157 Building $28,369
2021			$37,526 Land $9,157 Building $28,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 E Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 201 E Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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