Jessamine County property record for 201 E Joann Dr, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 2003 |
| Owner | Company Name on Record |
| Last Sale | $302,000 (Apr 2025) |
| Tax Bill | $2,627 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-30-21-008.00 |
| Primary APN | 024-30-21-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 201 E JOANN DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 |
| Legal Subdivision | WOODSPOINTE |
| Legal Lot Number | 27 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 60401 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 127, NICHOLASVILLE, KY 40340-0127 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on Record |
| Deed Sale | Apr 2, 2025 · Amount on Record |
| Prior Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 531746 |
| Deed Book / Page | D884 / 568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Mar 29, 2022 |
| Property Address | 201 E JOANN DR, WILMORE, KY 40390-1511 |
| Document Number | 0000413529 |
| Book / Page | D842 / 711 |
| Map Reference | CAB 8 SL 507 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 413529 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 O FALLON AVE, 254, BELLEVUE, KY 41073-1202 |
| Name | Verified Name |
|---|---|
| Address | 201 E JOANN DR, WILMORE, KY 40390-1511 |
| Document Number | 0000413530 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 413530 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 201 E JOANN DR, WILMORE, KY 40390-1511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000402969 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | M1466/22 |
| Instrument | 402969 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.49% |
| Index | 6-Month CD Rate |
| Max Rate | 8.49% |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,627.00 (-1.43%) | $251,000 (-) Land $35,000 Building $216,000 | $251,000 (-) Land $35,000 Building $216,000 |
| 2023 | $2,665.00 | $251,000 Land $35,000 Building $216,000 | $251,000 Land $35,000 Building $216,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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