201 E Elm St, Beresford, SD 57004 Property Records

Union County property record for 201 E Elm St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,341 sqft · built 1947
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,500 (Nov 2022)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02.01.26.1045`

Property Details

APN / Parcel Number

Primary APN	`02.01.26.1045`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,341 sqft Living Area
Basement Area	580 sqft
Finished Basement	580 sqft
Unfinished Basement	228 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	201 E ELM ST
City	BERESFORD
State	SD
Zip	57004-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOTS 11 & 12 BLK 26 ORIG BERES CITY
Legal Subdivision	THE ORIGINAL CITY OF BERESFORD
Legal Block	26
Legal Lot Number	11-12
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2087
Census Tract	20100

Owner

Source: Union County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 E ELM ST, BERESFORD, SD 57004-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 23, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage METABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	201 E ELM ST, BERESFORD, SD 57004-2219
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E ELM ST, BERESFORD, SD 57004-2219

Mortgage

Document Number	000188/135
Date	Mar 5, 2026
Book Page	188/135
Instrument	260611

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	6109 S OLD VILLAGE PL, SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Nov 18, 2022
Property Address	201 E ELM ST, BERESFORD, SD 57004-2219
Document Number	000112/756
Book / Page	112 / 756
Instrument Date	Nov 15, 2022
Instrument	223249
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 E ELM ST, BERESFORD, SD 57004-2219

Mortgage

Document Number	0000180833
Date	Nov 18, 2022
Instrument	180/833

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	201 E ELM ST, BERESFORD, SD 57004-2219
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/400
Date	May 23, 2022
Book Page	180/400
Instrument	221479

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	201 E ELM ST, BERESFORD, SD 57004-2219
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178/89
Date	Jan 25, 2021
Book Page	178/89
Instrument	210407

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 23, 2018
Property Address	201 E ELM ST, BERESFORD, SD 57004-2219
Document Number	00108/0545
Book / Page	108 / 0545
Instrument Date	Aug 17, 2018
Instrument	183551
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183552
Date	Aug 23, 2018
Instrument	183552

Lender

Name	METABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,656.00 (-1.15%)	$193,898 (-0.81%) Land $22,226 Building $171,672
2024	$2,687.00 (-6.15%)
2023	$2,863.00 (+17.92%)	$195,486 Land $23,814 Building $171,672
2022	$2,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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