201 E Craig St, Ossian, IN 46777 Property Records

Wells County property record for 201 E Craig St, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,640 sqft · built 1980
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Trust Names on Record
Tax Bill	$656 (2025)
Deeds & Mortgages	May 2026 Transfer Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-503-023.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-503-023.000-009`
Alternative APNs	`00001568590` `0151097200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	992 sqft
Attic	Attic
Attic Area	1,296 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001568590
Street Address	201 E CRAIG ST
City	OSSIAN
State	IN
Zip	46777-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAIGS SECOND ADD PT LOT 23 S 35' & PT LOT 22 W 1/3 (15-J)
Legal Subdivision	CRAIGS SECOND ADDITION
Legal Lot Number	23,22
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4019
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	106 N METTS ST, OSSIAN, IN 46777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage OSSIAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 4, 2026
Transfer Doc	0000001866
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	May 27, 2026
Property Address	201 E CRAIG ST, OSSIAN, IN 46777-9270
Document Number	0000001866
Instrument Date	May 4, 2026
Instrument	20261866
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	106 N METTS ST, OSSIAN, IN 46777

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	201 E CRAIG ST, OSSIAN, IN 46777-9270
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20194177
Date	Nov 25, 2019
Instrument	20194177

Lender

Name	OSSIAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00 (-3.67%) Homeowner's exemption	$126,600 (+7.84%) Land $9,800 Building $116,800	$126,600 (+7.84%) Land $9,800 Building $116,800
2024	$681.00 (+50.66%)
2023		$117,400 (+20.16%) Land $8,500 Building $108,900	$117,400 (+20.16%) Land $8,500 Building $108,900
2022	$452.00	$97,700 Land $8,300 Building $89,400	$97,700 Land $8,300 Building $89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Mediacom Xtream.

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