201 E 1st St, Lamoni, IA 50140 Property Records

Decatur County property record for 201 E 1st St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,220 sqft · built 1910
Lot Size	0.324 acres (14,134 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (May 2021)
Tax Bill	$3,232 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1311180001`

Property Details

APN / Parcel Number

Primary APN	`1311180001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,220 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	14,134 sqft (0.324 acres)
Garage Type	Detached
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	201 E 1ST ST
City	LAMONI
State	IA
Zip	50140-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS ADDN N 107.5' OF W 120' AND E 18' W 138' OF THE N 67' LOT 1, BLK. 3
Legal Subdivision	SMITHS ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3025
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 E 1ST ST, LAMONI, IA 50140-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 13, 2021	Special Warranty Deed, Transfer
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	2021638
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	May 3, 2021
Property Address	201 E 1ST ST, LAMONI, IA 50140-1603
Document Number	0020210638
Instrument Date	Apr 29, 2021
Instrument	2021-0638
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$197.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E 1ST ST, LAMONI, IA 50140-1603

Mortgage

Document Number	0020210639
Date	May 3, 2021
Instrument	2021-0639

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Jan 13, 2021
Property Address	201 E 1ST ST, LAMONI, IA 50140-1603
Document Number	0020210087
Instrument Date	Nov 25, 2020
Instrument	2021-0087
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WOODWARD AVE, 635, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10033 EMPIRE CT, WEST DES MOINES, IA 50266-5971

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Jul 6, 2017
Property Address	201 E 1ST ST, LAMONI, IA 50140-1603
Document Number	2017/0789
Book / Page	2017 / 0789
Instrument Date	Jul 3, 2017
Instrument	2017-0789
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 E 1ST ST, LAMONI, IA 50140-1603

Mortgage

Document Number	02017/0790
Date	Jul 6, 2017
Book Page	2017/0790
Instrument	2017-0790

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00	$156,640 (-) Land $18,930 Building $137,710	$156,640 (-) Land $18,930 Building $137,710
2025	$3,232.00 (+16.26%)	$156,640 (+33.37%) Land $18,930 Building $137,710	$156,640 (+33.37%) Land $18,930 Building $137,710
2024	$2,780.00 (+8.34%)
2023		$117,450 Land $11,830 Building $105,620	$117,450 Land $11,830 Building $105,620
2021	$2,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lockridge Networks.

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