201 Clay St, Erlanger, KY 41018 Property Records

Kenton County property record for 201 Clay St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1950
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Jul 2022)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-10-02-009.00`

Property Details

APN / Parcel Number

Primary APN	`015-10-02-009.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,296 sqft Finished Area
Gross Area	2,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	201 CLAY ST
City	ERLANGER
State	KY
Zip	41018-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGMOOR PARK LOTS B-1 & B-2 100'X145'
Legal Subdivision	LONGMOOR PARK SUB
Legal Lot Number	B1,B2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2023
Census Tract	64400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

201 Clay St is owned and occupied by two individuals who bought it in July 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 CLAY ST, ERLANGER, KY 41018-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Deed Document Number	202291
Deed Book / Page	178 / 505
Record Updated	Oct 29, 2026

July 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KENTON KY
Recording Date	Jul 21, 2022
Property Address	201 CLAY ST, ERLANGER, KY 41018-1713
Document Number	0005900091
Book / Page	178 / 505
Instrument Date	Jul 12, 2022
Instrument	22072105900091
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 W PIKE ST APT 5, 226, COVINGTON, KY 41011-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	201 CLAY ST, ERLANGER, KY 41018-1713

Mortgage

Document Number	0005900092
Date	Jul 21, 2022
Book Page	391/38
Instrument	22072105900092

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company
Address	ERLANGER, KY 41018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 201 Clay St was $2,479.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,000 (-) Land $15,000 Building $173,000	$188,000 (-) Land $15,000 Building $173,000
2025	$2,479.00	$188,000 Land $15,000 Building $173,000	$188,000 Land $15,000 Building $173,000
2023	$2,442.00	$188,000 Land $15,000 Building $173,000	$188,000 Land $15,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20