McHenry County property record for 201 Clay St, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1958 |
| Lot Size | 0.23 acres (10,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2023) |
| Tax Bill | $6,411 (2024) |
| Deeds & Mortgages | Jul 2023 Sale Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-34-184-001 |
| Primary APN | 19-34-184-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,032 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 76 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 201 CLAY ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0017162 LT 5 BLK 2 JANAKS ADDN |
| Legal Subdivision | JANAKS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 871310 |
201 Clay St is owned and occupied by two individuals who bought it in July 2023.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 201 CLAY ST, ALGONQUIN, IL 60102-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2023 | Warranty Deed, Transfer |
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 14, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 7, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on File |
| Deed Sale | Jul 17, 2023 · Amount on File |
| Prior Sale | Jan 14, 2021 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 0000002628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 17, 2023 |
| Property Address | 201 CLAY ST, ALGONQUIN, IL 60102-2803 |
| Document Number | 0000017162 |
| Map Reference | DOC 2 PG 11 PG 108 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023R0017162 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 201 CLAY ST, ALGONQUIN, IL 60102-2803 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062186 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021R0062186 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate | 2.75% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 14, 2021 |
| Property Address | 201 CLAY ST, ALGONQUIN, IL 60102-2803 |
| Document Number | 0000002628 |
| Map Reference | MB 11 PG 108 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021R0002628 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 CLAY ST, ALGONQUIN, IL 60102-2803 |
| Document Number | 0000002629 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021R0002629 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 7, 2018 |
| Property Address | 201 CLAY ST, ALGONQUIN, IL 60102-2803 |
| Document Number | 0000018803 |
| Map Reference | MB11 PG108 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018R0018803 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STARCK TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CRYSTAL LAKE, IL 60014 |
| Name | Verified Name |
|---|---|
| Address | 1 N MAIN ST APT 221, 221, ALGONQUIN, IL 60102-2572 |
| Document Number | 0000018804 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2018R0018804 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,411.00 | $89,966 Land $12,410 Building $77,556 | $269,898 Land $37,230 Building $232,668 |
| 2022 | Homeowner's exemption | $65,087 Land $18,065 Building $47,022 | $195,261 Land $54,195 Building $141,066 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 201 Clay St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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