201 Chatham Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 201 Chatham Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,314 sqft · built 1972
Lot Size	0.073 acres (3,195 sqft)
Owner	Individual Name on Record
Last Sale	$2,925,000 (Jun 2021)
Tax Bill	$33,724 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`022-014-039`

Property Details

APN / Parcel Number

Primary APN	`022-014-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	3,195 sqft (0.073 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	201 CHATHAM LN
City	CAMBRIA
State	CA
Zip	93428-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 2 BL 3 LT 4
Legal Subdivision	CAMBRIA PINES 02
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2002
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	750 LEFT FORK RD, BOULDER, CO 80302-9252
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 30, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC
Feb 16, 2021	Grant Deed, Transfer CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE COMPAN
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Oct 9, 2009 · Amount on Record
Deed Document Number	202146164
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0000049466
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	201 CHATHAM LN, CAMBRIA, CA 93428
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECET LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 LEFT FORK RD, BOULDER, CO 80302-9252

Mortgage

Document Number	0000012879
Date	Mar 22, 2022
Instrument	2022012879

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2021
Property Address	201 CHATHAM LN, CAMBRIA, CA 93428
Document Number	0000046163
Map Reference	MB 3 PG 109
Instrument Date	Jun 15, 2021
Instrument	2021046163
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 W LIVE OAK AVE, 501, ARCADIA, CA 91007-8434

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2021
Property Address	201 CHATHAM LN, CAMBRIA, CA 93428
Document Number	0000046164
Map Reference	MB 3 PG 109
Instrument Date	Jun 15, 2021
Instrument	2021046164
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	750 LEFT FORK RD, BOULDER, CO 80302-9252

Mortgage

Document Number	0000046165
Date	Jun 30, 2021
Instrument	2021046165

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 16, 2021
Property Address	201 CHATHAM LN, CAMBRIA, CA 93428
Document Number	0000011623
Map Reference	MB 3 PG 109
Instrument Date	Feb 9, 2021
Instrument	2021011623
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	501 W LIKE OAK AVENUE, ARCADIA, CA 91007-8434

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 11, 2020
Property Address	201 CHATHAM LN, CAMBRIA, CA 93428
Document Number	0000049467
Instrument Date	Jun 16, 2020
Instrument	49467
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	501 W LIVE OAK AVE ARCADIA CA 910078434, ARCADIA, CA 91007-8434

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 11, 2020
Property Address	201 CHATHAM LN, CAMBRIA, CA 93428
Document Number	0000049466
Instrument Date	Jun 16, 2020
Instrument	49466
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	501 W LIVE OAK AVE ARCADIA CA 910078434, ARCADIA, CA 91007-8434

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,229,434 (+2%) Land $2,428,977 Building $800,457
2025	$33,724.00 (+3.98%)	$3,166,112 (+4.04%) Land $2,381,350 Building $784,762
2023	$32,432.00 (+1.97%)	$3,043,170 Land $2,288,880 Building $754,290
2022	$31,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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