Cass County property record for 201 Cedar St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,078 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 2023) |
| Tax Bill | $1,471 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-888-10 |
| Primary APN | 14-160-300-888-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,078 sqft Building Perimeter |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 201 CEDAR ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 2223A N 1/2 OF LOT 32 ERASTUS H SPAULDING'S ADD CITY OF DOWAGIAC. |
| Legal Subdivision | ERASTUS H SPAULDING ADD |
| Legal Lot Number | 32 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 2100 |
201 Cedar St is owned and occupied by an individual who bought it in November 2023.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 CEDAR ST, DOWAGIAC, MI 49047-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2023 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Aug 14, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Deed Document Number | 2023207852 |
| Deed Book / Page | 1239 / 2047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 17, 2023 |
| Property Address | 201 CEDAR ST, DOWAGIAC, MI 49047-1422 |
| Document Number | 01239/2047 |
| Book / Page | 1239 / 2047 |
| Map Reference | LB M PG 500 |
| Instrument Date | Nov 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 CEDAR ST, DOWAGIAC, MI 49047-1422 |
| Document Number | 0012392050 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 1239-2050 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Number | 01239/2067 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 1239/2067 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 14, 2020 |
| Property Address | 201 CEDAR ST, DOWAGIAC, MI 49047-1422 |
| Document Number | 1177/2350 |
| Book / Page | 1177 / 2350 |
| Map Reference | LB M PG 500 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57377 TWIN LAKES RD, 57377, CASSOPOLIS, MI 49031-9721 |
| Name | Verified Name |
|---|---|
| Address | 201 CEDAR ST, DOWAGIAC, MI 49047-1422 |
The 2025 property tax bill for 201 Cedar St was $1,471 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,700 (+17.96%) Land $42,700 | $85,400 (+17.96%) Land $85,400 | |
| 2025 | $1,471.00 Homeowner's exemption | $36,200 Land $36,200 | $72,400 Land $72,400 |
| 2023 | $28,400 | $56,800 | |
| 2022 | $876.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 201 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 201 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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