201 3rd St, Cushing, IA 51018 Property Records

Woodbury County property record for 201 3rd St, Cushing, IA 51018

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,440 sqft · built 1984
Lot Size0.517 acres (22,500 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jun 2021)
Tax Bill$1,974 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN884201426004

Property Details

APN / Parcel Number

Primary APN884201426004

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Basement Area1,440 sqft
Finished Basement1,130 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,500 sqft (0.517 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage TypeMixed
Garage Area968 sqft
Parking Spaces4 Parking Spaces
Deck Area216 sqft
Patio Area216 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address201 3RD ST
CityCUSHING
StateIA
Zip51018-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUD PLAT OF UNPLATTED PT GOVT LOTS7-8 & N1/ 2 SE 1-88-42 N150' W1 50' TAX LOT J
Legal Range42W
Legal Township88N
Legal Section01
Legal SubdivisionAUDITOR S PLAT
Legal Lot Number7-8,J
JurisdictionWOODBURY IA
Township / Civil DivisionROCK
Census Block Group4
Census Block4037
Census Tract3100

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address201 3RD ST, CUSHING, IA 51018-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE BANK
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE BANK
Nov 18, 2019Warranty Deed, Transfer · Conventional with PMI
HERITAGE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleNov 18, 2019 · Amount on Record
Deed Document Number20218492
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address201 3RD ST, CUSHING, IA 51018-1005
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006674
DateMay 27, 2022
Instrument2022-06674
Lender
NameHERITAGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 19, 2037
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address201 3RD ST, CUSHING, IA 51018-1005
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005328
DateNov 25, 2020
Instrument2020-15328
Lender
NameHERITAGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODBURY IA
Recording DateNov 18, 2019
Property Address201 3RD ST, CUSHING, IA 51018-1005
Document Number0000020057
Instrument DateOct 15, 2019
Instrument20057
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$184.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 3RD ST CUSHING IA 510181005, CUSHING, IA 51018-1005

Mortgage

Document Number20058
DateNov 18, 2019
Instrument20058
Lender
NameHERITAGE BK
TypeBank
AddressWILLMAR, MN 56201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityCushing City
CountyWoodbury County
Unified School DistrictRiver Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (-13.5%)$130,490 (-8.25%) Land $6,070 Building $124,420$130,490 (-8.25%) Land $6,070 Building $124,420
2023$2,282.00 (-2.06%)$142,220 Land $6,070 Building $136,150$142,220 Land $6,070 Building $136,150
2022$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1983–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUSHING WATER SUPPLY
serves 230 people · EPA ID IA9725094
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Comserv
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20

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