201 1st St E, Virginia, MN 55792 Property Records

St. Louis County property record for 201 1st St E, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1908
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Jun 2020)
Tax Bill	$1,732 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0073-00140`

Property Details

APN / Parcel Number

Primary APN	`090-0073-00140`
Alternative APN	`1119850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Gross Area
1st Floor Area	984 sqft
Basement Area	396 sqft
Finished Basement	396 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,998 sqft (0.137 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1119850
Street Address	201 1ST ST E
City	VIRGINIA
State	MN
Zip	55792-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:004 SERIAL #
Legal Subdivision	FRANKLIN ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1003
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 225, MOUNTAIN IRON, MN 55768-0225
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FIN'L
Jun 28, 2017	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	20201381150
Prior Transfer Date	Sep 6, 2013
Prior Transfer Doc	0001224471
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	201 1ST ST E, VIRGINIA, MN 55792-2602
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 908, TOWER, MN 55790-0908

Mortgage

Document Number	0001474876
Date	Sep 26, 2023
Instrument	1474876

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 1, 2020
Property Address	201 1ST ST E, VIRGINIA, MN 55792-2602
Document Number	00A1381150
Instrument Date	May 15, 2020
Instrument	A1381150
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CUYUNA DR VIRGINIA MN 557923506, VIRGINIA, MN 55792-3506

Mortgage

Document Number	A1381151
Date	Jun 1, 2020
Instrument	A1381151

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 28, 2017
Property Address	201 1ST ST E, VIRGINIA, MN 55792-2602
Document Number	00A1312109
Instrument Date	Jun 20, 2017
Instrument	A1312109
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 1ST ST E VIRGINIA MN 557922602, VIRGINIA, MN 55792-2602

Mortgage

Document Number	A1312110
Date	Jun 28, 2017
Instrument	A1312110

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,732.00 (-11.09%)
2025	$1,948.00 (-3.85%)	$87,600 (-9.78%) Land $5,200 Building $82,400	$87,600 (-9.78%) Land $5,200 Building $82,400
2024	$2,026.00	$97,100 (+56.87%) Land $4,900 Building $92,200	$97,100 (+56.87%) Land $4,900 Building $92,200
2022		$61,900 Land $4,300 Building $57,600	$61,900 Land $4,300 Building $57,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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