20097 Spring Mountain Rd, Riverside, CA 92507 Property Records

Riverside County property record for 20097 Spring Mountain Rd, Riverside, CA 92507 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1,781 sqft · built 2019
Lot Size	0.244 acres (10,659 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2020)
Tax Bill	$10,298 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-612-004`

Property Details

APN / Parcel Number

Primary APN	`257-612-004`

Interior

Stories	1 Story
Building Area	1,781 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	10,659 sqft (0.244 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	257612004
Street Address	20097 SPRING MOUNTAIN RD
City	RIVERSIDE
State	CA
Zip	92507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.24469293 ACREAGEQUALCODE ML LOT 134 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Tract	29600
Legal Lot Number	134
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

Source: Riverside County records · APN 257-612-004

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	20997 SPRING MOUNTAIN RD, RIVERSIDE, CA 92507-0196
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Deed Document Number	2020-0418960
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20097 SPRING MOUNTAIN RD, RIVERSIDE, CA 92507
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20997 SPRING MOUNTAIN RD, RIVERSIDE, CA 92507-0196

Mortgage

Document Number	0000337175
Date	Oct 31, 2025
Instrument	2025-0337175

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,298.00 (+5.83%)	$541,202 (+4.04%) Land $81,181 Building $460,021
2023	$9,731.00 (+2%)	$520,188 Land $78,030 Building $442,158
2022	$9,540.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650422141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015, rainfall accumulation

Wildfire

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.