20096 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20096 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage3,595 sqft Living Area
Lot Size9,330 sqft (0.214 acres)
OccupancyOwner Occupied
Last Sale$755,000 (2023)
Tax Bill$10,241.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-46-27-L2-0300B.4310
Alternative APNs
  • 273046L20300B4310
  • 10604234

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,595 sqft Living Area
Gross Area4,446 sqft Gross Area
1st Floor2,445 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof MaterialConcrete Roof
Lot Area9,330 sqft (0.214 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area614 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area900 sqft Patio
Porch Area237 sqft Porch
ViewLake View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number10604234
Street Address20096 NAPA LOOP
CityESTERO
StateFL
Zip33928-9664
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK B LOT 431 A REPLAT OF TRACT F-1 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-1
Legal BlockB
Legal Lot Number431
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 30-46-27-L2-0300B.4310

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20096 NAPA LOOP, ESTERO, FL 33928-9664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 21, 2022Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2023 · Amount on Record
Deed SaleJan 26, 2023 · Amount on Record
Prior SaleJun 21, 2022 · Amount on Record
Deed Doc Number202331531
Prior Transfer DateMay 25, 2022
Prior Transfer Doc0000181117
Record RefreshedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 26, 2023
Property Address20096 NAPA LOOP, ESTERO, FL 33928-9664
Document Number0000031531
Map ReferenceDOC 2021000198492
Instrument DateJan 25, 2023
Instrument2023000031531
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyPREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,285.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2640 SW 139TH AVE, MIRAMAR, FL 33027-3940

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address228 VICTORIA CT, NEWTON, KS 67114-5618

Mortgage

Document Number0000031532
DateJan 26, 2023
Instrument2023000031532
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJun 21, 2022
Property Address20096 NAPA LOOP, ESTERO, FL 33928-9664
Document Number0000205819
Map ReferenceDOC 2021000198492
Instrument DateMay 31, 2022
Instrument2022000205819
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,026.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address19302 ELSTON WAY, ESTERO, FL 33928-6488

Mortgage

Document Number0000205820
DateJun 21, 2022
Instrument2022000205820
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2023

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$573,874 (-10.57%) Land $96,819 Building $477,055$573,874 (-10.57%) Land $96,819 Building $477,055
2025$10,241.00 (+4.57%) Homeowner's exemption$641,735 (+12.68%) Land $105,524 Building $536,211$641,735 (+12.68%) Land $105,524 Building $536,211
2023$9,793.00 (+193.12%)$569,533 (+589.72%) Land $102,603 Building $466,930$569,533 (+589.72%) Land $102,603 Building $466,930
2022$3,341.00$82,575 Land $82,575$82,575 Land $82,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire LikelihoodAbout 1 in 117 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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