Kanabec County property record for 20096 Ann River Dr, Mora, MN 55051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,202 sqft · built 1978 |
| Lot Size | 0.56 acres (24,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Apr 2026) |
| Tax Bill | $5,030 (2026) |
| Deeds & Mortgages | Apr 2026 Sale May 2021 Mortgage + 2 more |
| APN | 02-04145-00 |
| Primary APN | 02-04145-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,202 sqft Adjusted Area |
| 1st Floor Area | 1,191 sqft |
| Basement Area | 655 sqft |
| Finished Basement | 655 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,400 sqft (0.56 acres) |
| Lot Dimensions | 122 ft deep x 200 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 816 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 1050 |
|---|---|
| Street Address | 20096 ANN RIVER DR |
| City | MORA |
| State | MN |
| Zip | 55051-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 25 & 26 |
| Legal Range | 24 |
| Legal Township | 39 |
| Legal Section | 26 |
| Legal Subdivision | STRANDLUNDS ANN RIVER ESTATES |
| Legal Lot Number | 25,26 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | ARTHUR |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 480400 |
20096 Ann River Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Kanabec County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer LEGACY TITLE |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE STATE BANK |
| May 30, 2019 | Warranty Deed, Transfer EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Aug 29, 2018 | Warranty Deed, Transfer EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2026290921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Apr 14, 2026 |
| Property Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
| Document Number | 0000290921 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.290921 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $166,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 274467 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 274467 |
| Name | CAMBRIDGE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 13, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | May 30, 2019 |
| Property Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
| Document Number | 266400 |
| Instrument Date | May 30, 2019 |
| Instrument | 266400 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $924.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 44154 SKOGMAN LAKE RD, CAMBRIDGE, MN 55008-4105 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Aug 29, 2018 |
| Property Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
| Document Number | 263931 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 263931 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,028.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20096 ANN RIVER DR, MORA, MN 55051-7451 |
The 2026 property tax bill for 20096 Ann River Dr was $5,030 with exemptions applied, down 11.4% from the year before.
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| County Subdivision | Arthur Township |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,030.00 (-11.41%) Homeowner's exemption Senior Citizen's exemption | $449,800 (+9.87%) Land $156,100 Building $293,700 | $449,800 (+9.87%) Land $156,100 Building $293,700 |
| 2025 | $5,678.00 Homeowner's exemption | $409,400 Land $147,400 Building $262,000 | $409,400 Land $147,400 Building $262,000 |
| 2023 | $5,382.00 | $431,400 Land $146,100 Building $285,300 | $431,400 Land $146,100 Building $285,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 20096 Ann River Dr; there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 4 (2001–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20096 Ann River Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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