20095 Gilbert Rd, Big Rapids, MI 49307 Property Records

Mecosta County property record for 20095 Gilbert Rd, Big Rapids, MI 49307

Property Summary

Property Type	Commercial
Details	12,590 sqft · built 1982
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Company Names on Record
Tax Bill	$31,961 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`05 022 013 800`

Property Details

APN / Parcel Number

Primary APN	`05 022 013 800`

Interior

Units	2 Units
Stories	1 Story
Building Area	12,590 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	104,980 sqft (2.41 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20095 GILBERT RD
City	BIG RAPIDS
State	MI
Zip	49307-2365
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 22 T15N R10W PART OF SE 1/4 SE 1/4 BEG AT SE COR THEREOF TH S 88 DEG 44 M W 50.05 FT TH N ALG R/W LINE OF US 131 679.82 F
Legal Range	10W
Legal Township	15N
Legal Section	22
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3012
Census Tract	960701

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 460169, HOUSTON, TX 77056-8169
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage KEY BANK NA
Aug 23, 2017	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	20095 GILBERT RD, BIG RAPIDS, MI 49307-2365
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00924/1918
Date	May 31, 2023
Book Page	924/1918
Instrument	202300003390

Lender

Name	KEY BANK NA
Type	Bank
Address	MINEOLA, NY 11501

Agreement

Amount	Amount Recorded

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 23, 2017
Property Address	20095 GILBERT RD, BIG RAPIDS, MI 49307-2365
Document Number	878/1836
Book / Page	878 / 1836
Instrument Date	Aug 18, 2017
Instrument	201700006422
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PARK AVE # 4TH, NEW YORK, NY 10022-4405
Mail Care Of	HEALTHCARE TRUST INC

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Big Rapids Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,188,800 (+17.75%)	$2,377,600 (+17.75%)
2025	$31,961.00
2023		$1,009,600	$2,019,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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