20093 White Cloud Cir, West Linn, OR 97068 Property Records

Clackamas County property record for 20093 White Cloud Cir, West Linn, OR 97068

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,072 sqft · built 1965
Lot Size	0.158 acres (6,877 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jun 2024)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E24CB04700`

Property Details

APN / Parcel Number

Primary APN	`21E24CB04700`
Alternative APN	`00373964`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,072 sqft Living Area
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,877 sqft (0.158 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00373964
Street Address	20093 WHITE CLOUD CIR
City	WEST LINN
State	OR
Zip	97068-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	882 SHA-WA-AWA LT 7 BLK 1
Legal Range	1E
Legal Township	2S
Legal Section	24
Legal Subdivision	SHA-WA-AWA
Legal Block	1
Legal Lot Number	7
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	4
Census Block	4003
Census Tract	20504

Owner

20093 White Cloud Cir is owned and occupied by two individuals who bought it in June 2024.

Source: Clackamas County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	202422879
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314

Mortgage

Document Number	0000040323
Date	Oct 15, 2025
Instrument	2025-040323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314
Document Number	0000002196
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20093 WHITE CLOUD CIR WEST LINN OR 970682314, WEST LINN, OR 97068-2314

Mortgage

Document Number	0000002196
Date	Jan 13, 2020
Instrument	2196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314
Document Number	0000008083
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20093 WHITE CLOUD CIR WEST LINN OR 970682314, WEST LINN, OR 97068-2314

Mortgage

Document Number	0000008083
Date	Feb 15, 2019
Instrument	8083

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 29, 2018
Property Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314
Document Number	0000032728
Instrument Date	May 24, 2018
Instrument	2018-032728
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20093 WHITE CLOUD CIR, WEST LINN, OR 97068-2314

Mortgage

Document Number	0000032729
Date	May 29, 2018
Instrument	2018-032729

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20093 White Cloud Cir was $4,853.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	West Linn City
Unified School District	West Linn School District 3J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,853.00	$251,823	$562,184 Land $316,484 Building $245,700
2023	$4,542.00	$237,368	$552,574 Land $309,804 Building $242,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20093 White Cloud Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20093 White Cloud Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST LINN serves 28,000 people · EPA ID OR4100944
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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