20090 Putnam Ln, Bend, OR 97703 Property Records

Deschutes County property record for 20090 Putnam Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,215 sqft · built 1959
Lot Size	2.29 acres (99,752 sqft)
Owner	Company Name on Record
Last Sale	$1,075,000 (Apr 2017)
Tax Bill	$9,820 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161229-B0-02000`

Property Details

APN / Parcel Number

Primary APN	`161229-B0-02000`
Alternative APNs	`R2007161229B002000` `133347`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,215 sqft Living Area
Gross Area	4,015 sqft
1st Floor Area	3,215 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1977
Roof Type	Gable
Lot Area	99,752 sqft (2.29 acres)
Garage Area	800 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	56 sqft
Deck Area	1,130 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	133347
Street Address	20090 PUTNAM LN
City	BEND
State	OR
Zip	97703-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TUR5
Legal Description	ROCKWOOD SUBDIVISION LOT 1
Legal Range	12
Legal Township	16
Legal Section	29
Legal Subdivision	ROCKWOOD SUBDIVISION
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	1102

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20090 PUTNAM LN, BEND, OR 97703-8935
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	201715259
Last Transfer Date	Jun 13, 2018
Transfer Doc	0000029931
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20090 PUTNAM LN, BEND, OR 97703-8935
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20090 PUTNAM LN, BEND, OR 97703-8935

Mortgage

Document Number	0000057588
Date	Oct 11, 2021
Instrument	2021-57588

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20090 PUTNAM LN, BEND, OR 97703-8935
Document Number	0000016865
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20090 PUTNAM LN BEND OR 977038935, BEND, OR 97703-8935

Mortgage

Document Number	0000016865
Date	Apr 15, 2020
Instrument	16865

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 21, 2017
Property Address	20090 PUTNAM LN, BEND, OR 97703-8935
Document Number	0000015259
Instrument Date	Apr 19, 2017
Instrument	15259
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20090 PUTNAM LN BEND OR 977038935, BEND, OR 97703-8935

Mortgage

Document Number	15260
Date	Apr 21, 2017
Instrument	15260

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,820.00 (+4.58%)	$626,040 (+3%)	$1,857,510 (-) Land $998,330 Building $859,180
2024	$9,390.00 (+5.79%)	$607,810 (+3%)	$1,857,510 (-) Land $998,330 Building $859,180
2023	$8,876.00	$590,110	$1,857,510 Land $998,330 Building $859,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 76% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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