2009 William Franklin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2009 William Franklin Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,500 sqft · built 1999
Lot Size	0.242 acres (10,561 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Dec 2021)
Tax Bill	$8,275 (2024)
Deeds & Mortgages	Aug 2019 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-193086`

Property Details

APN / Parcel Number

Primary APN	`02-193086`
Alternative APNs	`2193086` `193086`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,500 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	1,344 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,561 sqft (0.242 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	256 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	193086
Street Address	2009 WILLIAM FRANKLIN DR
City	FREDERICK
State	MD
Zip	21702-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 5 PLAT 1 PHASE 1-10561.15 SQ. FT. WILLOW BROOK
Legal Subdivision	WILLOW BROOK
Legal Phase	1
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	750701

Owner

Source: Frederick County records · APN 02-193086

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2009 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Dec 03, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 24, 2019	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2021 · Amount on Record
Deed Sale	Dec 03, 2021 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Book / Page	15535 / 99
Prior Transfer Date	Sep 06, 2011
Prior Transfer Doc	0085200126
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2009 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131730194
Date	Aug 28, 2019
Book Page	13173/0194

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Jan 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 03, 2021
Property Address	2009 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Document Number	0155350099
Book / Page	15535 / 99
Map Reference	MB 54 PG 81
Instrument Date	Nov 05, 2021
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2009 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135

Mortgage

Document Number	0015535106
Date	Dec 03, 2021
Instrument	15535/106

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2019
Property Address	2009 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Document Number	0131030214
Book / Page	013103 / 000214
Instrument Date	Jul 08, 2019
Transaction Type	Transfer
Record Updated	Aug 02, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 WILLIAM FRANKLIN DR FREDERICK MD 217023135, FREDERICK, MD 21702-3135

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$564,200 (+23.57%) Land $115,500 Building $448,700	$564,200 (-) Land $115,500 Building $448,700
2024	$8,275.00 (+7.29%)
2023	$7,713.00	$456,600	$564,200 Land $115,500 Building $448,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 206 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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