2009 Waters St, New Bern, NC 28560 Property Records

Craven County property record for 2009 Waters St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,290 sqft · built 1967
Lot Size	0.256 acres (11,158 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Sep 2001)
Tax Bill	$1,119 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-021-061-R`

Property Details

APN / Parcel Number

Primary APN	`8-021-061-R`
Alternative APN	`43730`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,158 sqft (0.256 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	43730
Street Address	2009 WATERS ST
City	NEW BERN
State	NC
Zip	28560-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	2009 WATERS 24
Legal Subdivision	BERNVIEW PARK ADDITION
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	4
Census Block	4003
Census Tract	960600

Owner

2009 Waters St is owned and occupied by an individual who bought it in September 2001.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2009 WATERS ST, NEW BERN, NC 28560-3436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2001 · Amount on File
Deed Sale	Sep 14, 2001 · Amount on File
Deed Book / Page	1849 / 919
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2009 WATERS ST, NEW BERN, NC 28560-3436
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003775/440
Date	Sep 6, 2023
Book Page	3775/440
Instrument	10116952

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2009 WATERS ST, NEW BERN, NC 28560-3436
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 10011323
Date	Aug 11, 2017
Book Page	3510/1172
Instrument	10011323

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2009 Waters St was $1,119, up 3.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,119.00 (+3.42%)	$121,080 (-) Land $28,000 Building $93,080	$121,080 (-) Land $28,000 Building $93,080
2025	$1,082.00	$121,080 Land $28,000 Building $93,080	$121,080 Land $28,000 Building $93,080
2023	$1,058.00 (+13.52%)	$121,080 (+44.66%) Land $28,000 Building $93,080	$121,080 Land $28,000 Building $93,080
2022	$932.00	$83,700 Land $21,500 Building $62,200
2018			$83,700 Land $21,500 Building $62,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2009 Waters St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	180 (1979–2024)
Claims Outside the SFHA	11 of 180
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 34 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Waters St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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