2009 Summit Cir, Norman, OK 73072 Property Records

Cleveland County property record for 2009 Summit Cir, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,799 sqft · built 1984
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$229,000 (Apr 2001)
Tax Bill$3,949 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNNC29ROLH1 1 3001

Property Details

APN / Parcel Number

Primary APNNC29ROLH1 1 3001
Alternative APN
  • 43223

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,799 sqft Living Area
1st Floor Area2,211 sqft
2nd Floor Area588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Garage Area528 sqft
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43223
Old Parcel Number43223
Street Address2009 SUMMIT CIR
CityNORMAN
StateOK
Zip73072-6620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionROLLING HILLS ESTATES LOT 3 BLK 1
Legal Range03W
Legal Township08N
Legal Section01
Legal QuarterSW
Legal SubdivisionROLLING HILLS 1
Legal Block1
Legal Lot Number3
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2000
Census Tract201104

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2009 SUMMIT CIR, NORMAN, OK 73072-6620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Jul 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CLEARING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2001 · Amount on Record
Deed SaleApr 18, 2001 · Amount on Record
Deed Document Number0003302516
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address2009 SUMMIT CIR, NORMAN, OK 73072-6620
Transaction TypeMortgage
Record UpdatedJan 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2009 SUMMIT CIR, NORMAN, OK 73072-6620

Mortgage

Document Number00R2024914
DateJan 11, 2024
Book Page6624/500
InstrumentR 2024 914
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueDec 22, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address2009 SUMMIT CIR, NORMAN, OK 73072-6620
Document Number0000023232
Instrument DateJul 3, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2009 SUMMIT CIR NORMAN OK 730726620, NORMAN, OK 73072-6620

Mortgage

Document Number0000023232
DateJul 14, 2020
Book Page006084/000767
Instrument23232
Lender
NameMORTGAGE CLEARING
TypeMortgage Company
AddressTULSA, OK 74105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,949.00 (+6.24%) Homeowner's exemption$33,907 (+6.09%) Land $5,986 Building $27,921$428,506 (+13.48%) Land $75,654 Building $352,852
2023$3,717.00 Homeowner's exemption$31,961 Land $5,692 Building $26,269$377,590 Land $67,248 Building $310,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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