Matagorda County property record for 2009 Spruce St, Bay City, TX 77414
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,720 sqft · built 1960 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,292 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1981-0040-001600 |
| Primary APN | 1981-0040-001600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,720 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 16,248 sqft (0.373 acres) |
| Lot Dimensions | 130 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1981-0040-001600 |
|---|---|
| Street Address | 2009 SPRUCE ST |
| City | BAY CITY |
| State | TX |
| Zip | 77414-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD S/D LOT 16 BLK 4 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 730302 |
Source: Matagorda County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2114 WILLOW ST, BAY CITY, TX 77414-8435 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2022 |
| Deed Sale | Jul 6, 2022 |
| Deed Document Number | 20224606 |
| Record Updated | Oct 29, 2026 |
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bay City |
| County | Matagorda County |
| Unified School District | Bay City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,292.00 (+4.1%) | $193,840 (+4.08%) Land $58,500 Building $135,340 | $193,840 (+4.08%) Land $58,500 Building $135,340 |
| 2025 | $4,123.00 (+168.42%) | $186,240 (+3.7%) Land $58,500 Building $127,740 | $186,240 (+3.7%) Land $58,500 Building $127,740 |
| 2023 | $179,600 Land $24,750 Building $154,850 | $179,600 Land $24,750 Building $154,850 | |
| 2022 | $1,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 40 (1979–2019) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: AT&T, Verizon, YK Communications.
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