2009 Potomac Rd, Indian Trail, NC 28079 Property Records

Union County property record for 2009 Potomac Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,729 sqft · built 2007
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2017)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-021-652`

Property Details

APN / Parcel Number

Primary APN	`07-021-652`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
1st Floor Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	14,549 sqft (0.334 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2009 POTOMAC RD
City	INDIAN TRAIL
State	NC
Zip	28079-8481
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#80 ANNANDALE MP4 OPCJ465
Legal Subdivision	ANNANDALE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2018
Census Tract	20305

Owner

2009 Potomac Rd, a rural home, is owned and occupied by two individuals who bought it in July 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2009 POTOMAC RD, INDIAN TRAIL, NC 28079-8481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	May 29, 2007 · Amount on File
Deed Document Number	201721387
Deed Book / Page	6981 / 287
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2009 POTOMAC RD, INDIAN TRAIL, NC 28079-8481
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 POTOMAC RD, INDIAN TRAIL, NC 28079-8481

Mortgage

Document Number	0008634601
Date	Jan 3, 2023
Book Page	8634/601
Instrument	10

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 25, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2009 POTOMAC RD, INDIAN TRAIL, NC 28079-8481
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8011465
Date	Mar 3, 2021
Book Page	8011/465
Instrument	9975

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2009 Potomac Rd was $3,361.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,400 (-) Land $99,400 Building $411,000	$510,400 (-) Land $99,400 Building $411,000
2025	$3,361.00	$510,400 Land $99,400 Building $411,000	$510,400 Land $99,400 Building $411,000
2023	$2,735.00	$328,300 Land $59,600 Building $268,700	$328,300 Land $59,600 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2009 Potomac Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Potomac Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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