2009 Peppertree Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2009 Peppertree Ct, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,233 sqft · built 1981
Lot Size0.125 acres (5,441 sqft)
OwnerIndividual Name on Record
Last Sale$83,000 (Nov 2003)
Tax Bill$927 (2025)
Deeds & MortgagesOct 2022 Line of Credit
May 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-759-6246-4

Property Details

APN / Parcel Number

Primary APNC62-000-759-6246-4
Alternative APNs
  • 16-28-16-05068-004-0370
  • 281616050680040370
  • R169401

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,233 sqft Living Area
Gross Area1,726 sqft
1st Floor Area1,233 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,441 sqft (0.125 acres)
Lot Dimensions87 ft deep x 64 ft wide
Garage TypeAttached
Garage Area287 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area198 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR169401
Street Address2009 PEPPERTREE CT
CityOLDSMAR
StateFL
Zip34677-2660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYSIDE MEADOWS PHASE II BLK 4, LOT 37
Legal Range16E
Legal Township28S
Legal Section16
Legal SubdivisionBAYSIDE MEADOWS PHASE II
Legal Phase2
Legal Tract5068
Legal Block4
Legal Lot Number37
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2000
Census Tract27319

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2009 PEPPERTREE CT, OLDSMAR, FL 34677-2660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 4, 2018Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2003 · Amount on Record
Deed SaleNov 7, 2003 · Amount on Record
Prior SaleMay 3, 2000 · Amount on Record
Deed Document Number2003477049
Deed Book / Page13197 / 2418
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2009 PEPPERTREE CT, OLDSMAR, FL 34677-2660
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2009 PEPPERTREE CT O, O, OLDSMAR, FL 34677-2660

Mortgage

Document Number0222181030
DateOct 4, 2022
Book Page22218/1030
Instrument2022290938
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 1, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2009 PEPPERTREE CT, OLDSMAR, FL 34677-2660
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200400301
DateMay 4, 2018
Book Page20040/0301
Instrument2018142050
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$927.00 (+7.92%) Homeowner's exemption$94,406 (+5.99%)$287,669 (+4.16%) Land $86,933 Building $200,736
2024$859.00 (+3.62%)
2023$829.00 (+5.07%) Homeowner's exemption$89,073 (+3%)$276,168 (+20.01%) Land $125,579 Building $150,589
2022$789.00 Homeowner's exemption$86,479$230,120 Land $116,550 Building $113,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 453 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies453 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA15 of 40
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 4 claims
  • Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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