Story County property record for 2009 McCarthy Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,277 sqft · built 1962 |
| Lot Size | 0.397 acres (17,290 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,738 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-427-140 |
| Primary APN | 09-09-427-140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,277 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,580 sqft |
| Finished Basement | 1,480 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,290 sqft (0.397 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 147 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2009 MCCARTHY RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-7821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | COUNTRY CLUB HEIGHTS 1ST ADD E60' LOT 9 & W38.8' LOT 10 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 09 |
| Legal Subdivision | COUNTRY CLUB HEIGHTS 1ST ADD (AKA |
| Legal Lot Number | 9,10 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1101 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2009 MCCARTHY RD, AMES, IA 50014-7821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GREATER IOWA CREDIT UNION |
| Aug 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MEMBERS FIRST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 25, 2020 |
| Transfer Doc | 0000010006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2009 MCCARTHY RD, AMES, IA 50014-7821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201905840 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019-05840 |
| Name | GREATER IOWA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 31, 2020 |
| Property Address | 2009 MCCARTHY RD, AMES, IA 50014-7821 |
| Document Number | 0202010006 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020-10006 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2009 MCCARTHY RD, AMES, IA 50014-7821 |
| Document Number | 0202010007 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-10007 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,738.00 (+6.46%) Homeowner's exemption | $646,300 (+12.19%) Land $102,900 Building $543,400 | $646,300 (+12.19%) Land $102,900 Building $543,400 |
| 2024 | $8,208.00 (+29.46%) | ||
| 2023 | $576,100 Land $96,400 Building $479,700 | $576,100 Land $96,400 Building $479,700 | |
| 2022 | $6,340.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISU state or territorial government · serves 42,000 people · EPA ID IA8503528 |
|---|---|
| Water Source | Purchased groundwater from AMES WATER TREATMENT PLANT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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