2009 Jeffrey Ln, Elgin, IL 60123 Property Records

Kane County property record for 2009 Jeffrey Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,242 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2024)
Tax Bill	$7,237 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-403-019`

Property Details

APN / Parcel Number

Primary APN	`06-04-403-019`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	3,477 sqft
Basement Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2009 JEFFREY LN
City	ELGIN
State	IL
Zip	60123-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNSTONE OF CENTURY OAKS CONDOMINIUM UNIT 2009
Legal Subdivision	CENTURY OAKS CONDO
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

2009 Jeffrey Ln is owned by two individuals who bought it in April 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1438 WALNUT HILL AVE, SAINT CHARLES, IL 60174-4587
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage LOAN CABIN INC
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202411613
Prior Transfer Date	Dec 17, 2002
Prior Transfer Doc	0000002044
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 10, 2024
Property Address	2009 JEFFREY LN, ELGIN, IL 60123-1246
Document Number	0000011613
Map Reference	DOC 98K86656
Instrument Date	Mar 14, 2024
Instrument	2024K011613
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2009 JEFFREY LN # 2009, 2009, ELGIN, IL 60123-1246

Mortgage

Document Number	0000011614
Date	Apr 10, 2024
Instrument	2024K011614

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2009 JEFFREY LN, ELGIN, IL 60123-1246
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000870
Date	Jan 5, 2017
Instrument	2017K000870

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 16, 2021
Property Address	2009 JEFFREY LN, ELGIN, IL 60123-1246
Document Number	0000062342
Instrument Date	Jul 20, 2021
Instrument	2021K062342
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 JEFFREY LN # 2009, 2009, ELGIN, IL 60123-1246

Mortgage

Document Number	0000062343
Date	Aug 16, 2021
Instrument	2021K062343

Lender

Name	LOAN CABIN INC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2019
Property Address	2009 JEFFREY LN, ELGIN, IL 60123-1246
Document Number	0000048758
Map Reference	DOC 96K055456
Instrument Date	Sep 19, 2019
Instrument	2019K048758
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2009 JEFFREY LN, ELGIN, IL 60123-1246

Mortgage

Document Number	0000048759
Date	Oct 15, 2019
Instrument	2019K048759

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2009 Jeffrey Ln was $7,237.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,237.00	$102,866 (+8.57%) Land $19,116 Building $83,750	$308,721 (+8.57%) Land $57,371 Building $251,351
2024		$94,746 Land $17,607 Building $77,139	$284,352 Land $52,842 Building $231,510
2022	$6,247.00 (+4.57%) Homeowner's exemption	$78,048 (+6.96%) Land $14,504 Building $63,544	$234,144 (+6.96%) Land $43,512 Building $190,632
2021	$5,974.00 Homeowner's exemption	$72,969 Land $13,560 Building $59,409	$218,907 Land $40,680 Building $178,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2009 Jeffrey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2009 Jeffrey Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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