2009 Gates Ct, Melissa, TX 75454 Property Records

Collin County property record for 2009 Gates Ct, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,845 sqft · built 2020
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$10,120 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11635-00S-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-11635-00S-0040-1`
Alternative APN	`2785525`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,845 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	6,250 sqft (0.143 acres)

Location & Zoning

Account Number	2785525
Street Address	2009 GATES CT
City	MELISSA
State	TX
Zip	75454-0763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LIBERTY PHASE 6 (CML), BLK S, LOT 4
Legal Subdivision	LIBERTY PHASE 6 (CML)
Legal Phase	6
Legal Block	S
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3089
Census Tract	30207

Owner

2009 Gates Ct is owned and occupied by an individual who acquired it in December 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2009 GATES CT, MELISSA, TX 75454-0763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Dec 18, 2023	Vendor's Lien, Transfer · FHA Mortgage LOANPEOPLE LLC
May 6, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Oct 30, 2019	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023
Deed Sale	Dec 18, 2023
Prior Sale	May 6, 2021
Deed Document Number	2023000143540
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2009 GATES CT, MELISSA, TX 75454-0763
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104148
Date	Jul 5, 2022
Instrument	20220705000104148

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 18, 2023
Property Address	2009 GATES CT, MELISSA, TX 75454-0763
Document Number	2023000143540
Map Reference	VOL 2018 PG 659
Instrument Date	Dec 15, 2023
Instrument	2023000143540
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2151 PRAIRIE TOWN WAY # WAY1304, WAY1304, ROSEVILLE, CA 95747-6152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 GATES CT, MELISSA, TX 75454-0763

Mortgage

Document Number	2023000143541
Date	Dec 18, 2023
Instrument	2023000143541

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 6, 2021
Property Address	2009 GATES CT, MELISSA, TX 75454-0763
Document Number	0000919410
Map Reference	VOL 2018 PG 659
Instrument Date	May 5, 2021
Instrument	20210506000919410
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 GATES CT, MELISSA, TX 75454-0763

Mortgage

Document Number	0000919420
Date	May 6, 2021
Instrument	20210506000919420

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Oct 30, 2019
Property Address	2009 GATES CT, MELISSA, TX 75454-0763
Instrument Date	Oct 29, 2019
Instrument	1372640
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674
Investor	Possibly a Property Investor

Mortgage

Document Number	0001372640
Date	Oct 30, 2019
Instrument	1372640

Lender

Name	FIRST UNITED BK
Type	Bank
Address	6100 PRESTON RD # 200, FRISCO, TX 75034-5863

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$516,435 Land $140,000 Building $376,435	$516,435 Land $140,000 Building $376,435
2024	$10,120.00
2023		$542,483 Land $140,000 Building $402,483	$542,483 Land $140,000 Building $402,483
2022	$9,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2009 Gates Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Gates Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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