2009 Dunkirk Dr, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 2009 Dunkirk Dr, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1989
Lot Size	0.226 acres (9,866 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2025)
Tax Bill	$3,590 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2021 Sale
APN	`10036790`

Property Details

APN / Parcel Number

Primary APN	`10036790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Basement Area	1,250 sqft
Finished Basement	890 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,866 sqft (0.226 acres)
Lot Width	66.2 ft Width
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2009 DUNKIRK DR
City	LEXINGTON
State	KY
Zip	40504-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	H-299 CARDINAL VALLEY LOT 40; BOOK: 1529 PAGE: 651
Legal Subdivision	CARDINAL VALLEY
Legal Block	P
Legal Lot Number	40
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3003
Census Tract	2001

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2009 DUNKIRK DR, LEXINGTON, KY 40504-1326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION
Nov 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202572
Deed Book / Page	4155 / 25
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 29, 2025
Property Address	2009 DUNKIRK DR, LEXINGTON, KY 40504-1326
Document Number	0DB4155/25
Book / Page	DB 4155 / 25
Map Reference	CAB H SL 299
Instrument Date	Sep 26, 2025
Instrument	202509290072
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 N CHURCH ST, SOMERSET, KY 42501-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 DUNKIRK DR, LEXINGTON, KY 40504-1326

Mortgage

Document Number	MB11077528
Date	Sep 29, 2025
Instrument	MB 11077/528

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 16, 2021
Property Address	2009 DUNKIRK DR, LEXINGTON, KY 40504-1326
Document Number	3895/051
Book / Page	3895 / 051
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,590.00 (+41.28%)	$285,000 (+38.69%)	$285,000 (+38.69%)
2025	$2,541.00	$205,500 (-)	$205,500 (-)
2024	$2,541.00	$205,500 (-)	$205,500 (-)
2023	$2,541.00	$205,500	$205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	12 (1989–1998)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jun 1998 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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