2009 Cove Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 2009 Cove Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,792 sqft · built 1998
Lot Size	3.11 acres (135,907 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2018)
Tax Bill	$766 (2022)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1620959`

Property Details

APN / Parcel Number

Primary APN	`1620959`
Alternative APN	`34754`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.11 acres)
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	34754
Street Address	2009 COVE RD
City	RUTHERFORDTON
State	NC
Zip	28139-7560
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DWMH 2009 COVE RD
Legal Subdivision	MINNIE BELL NIX BREEDON ESTATE
Legal Block	1
Legal Lot Number	24G
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1000
Census Tract	960202

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2009 COVE RD, RUTHERFORDTON, NC 28139-7560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	0000116625
Deed Book / Page	1166 / 25
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	2009 COVE RD, RUTHERFORDTON, NC 28139-7560
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020322341
Date	Apr 30, 2020
Book Page	2032/2341

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 5, 2018
Property Address	2009 COVE RD, RUTHERFORDTON, NC 28139-7560
Document Number	0011660025
Book / Page	1166 / 025
Map Reference	DD 344 PG 569
Instrument Date	Jan 5, 2018
Instrument	201700006205
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 COVE RD, 2009, RUTHERFORDTON, NC 28139-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 COVE RD, RUTHERFORDTON, NC 28139-7560

Mortgage

Document Number	201700006206
Date	Jan 5, 2018
Instrument	201700006206

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$186,900 Land $39,700 Building $147,200	$186,900 Land $39,700 Building $147,200
2022	$766.00
2021	$766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Pangaea Internet Fiber	500 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures