2009 Charles Ave, Onalaska, WI 54650 Property Records

La Crosse County property record for 2009 Charles Ave, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Dec 2022)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Aug 2008 Second Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-004197-001`

Property Details

APN / Parcel Number

Primary APN	`018-004197-001`
Alternative APN	`71041`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	71041
Street Address	2009 CHARLES AVE
City	ONALASKA
State	WI
Zip	54650-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CERTIFIED SURVEY MAP NO. 42 VOL 17 LOT 1 DOC NO. 1691326 SUBJ TO AGREE IN DOC NO . 1693484 & SUBJ TO ESMT IN DOC NO. 1790650
Legal Range	07
Legal Township	17
Legal Section	28
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Lot Number	1
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2042
Census Tract	10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 ABBEY RD, ONALASKA, WI 54650-2096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2008	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GOVERNMENTAL EMPLOYEES CU
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	1802791
Record Updated	Sep 20, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2009 CHARLES AVE, ONALASKA, WI 54650-9004
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001508379
Date	Aug 20, 2008
Instrument	1508379

Lender

Name	GOVERNMENTAL EMPLOYEES CU
Address	LA CROSSE, WI 54602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 2, 2022
Property Address	2009 CHARLES AVE, ONALASKA, WI 54650-9004
Document Number	0001802791
Map Reference	DOC 1691326 VL 17
Instrument Date	Dec 2, 2022
Instrument	1802791
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001802792
Date	Dec 2, 2022
Instrument	1802792

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 5, 2021
Property Address	2009 CHARLES AVE, ONALASKA, WI 54650-9004
Document Number	0001778171
Map Reference	VL 17 PG 42
Instrument Date	Jul 30, 2021
Instrument	1778171
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 CHARLES AVE, ONALASKA, WI 54650-9004

Mortgage

Document Number	0001778172
Date	Aug 5, 2021
Instrument	1778172

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 1, 2019
Property Address	2009 CHARLES AVE, ONALASKA, WI 54650-9004
Document Number	1728406
Map Reference	VOL17PG42DOC1691326
Instrument Date	Jul 1, 2019
Instrument	1728406
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 CHARLES AVE, ONALASKA, WI 54650-9004

Mortgage

Document Number	1728407
Date	Jul 1, 2019
Instrument	1728407

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,898.00 (-19.85%) Homeowner's exemption	$403,900 (-0.27%) Land $69,900 Building $334,000	$408,600 (+0.89%)
2023	$6,111.00 Homeowner's exemption	$405,000 Land $58,500 Building $346,500	$405,000 Land $58,500 Building $346,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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