2009 Brook Valley Run, Monroe, NC 28110 Property Records

Union County property record for 2009 Brook Valley Run, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,401 sqft · built 2006
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,500 (Apr 2007)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-335`

Property Details

APN / Parcel Number

Primary APN	`07-093-335`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,401 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2009 BROOK VALLEY RUN
City	MONROE
State	NC
Zip	28110-6324
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#149 BROOK VALLEY PH1 OPCG872
Legal Subdivision	BROOK VALLEY
Legal Lot Number	149
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2010
Census Tract	20307

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2009 BROOK VALLEY RUN, MONROE, NC 28110-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2007 · Amount on Record
Deed Sale	Apr 27, 2007 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	200718424
Deed Book / Page	4535 / 221
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2009 BROOK VALLEY RUN, MONROE, NC 28110-6324
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008191892
Date	Aug 2, 2021
Book Page	8191/892
Instrument	36373

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2009 BROOK VALLEY RUN, MONROE, NC 28110-6324
Document Number	6897320
Book / Page	006897 / 000320
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2009 BROOK VALLEY RUN INDIAN TRAIL NC 28079, INDIAN TRAIL, NC 28079

Mortgage

Document Number	6897320
Date	Mar 21, 2017
Book Page	006897/000320
Instrument	7693

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (+15.94%)	$422,800 (+46.86%) Land $81,000 Building $341,800	$422,800 (+46.86%) Land $81,000 Building $341,800
2023	$2,428.00	$287,900 Land $54,600 Building $233,300	$287,900 Land $54,600 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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