2009 Billy Howey Rd, Waxhaw, NC 28173 Property Records

Union County property record for 2009 Billy Howey Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1984
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,500 (Mar 2001)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-054-073`

Property Details

APN / Parcel Number

Primary APN	`06-054-073`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2009 BILLY HOWEY RD
City	WAXHAW
State	NC
Zip	28173-8165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 MINE
Legal Description	#27 PLEASANT GROVE SEC4 OPCB158A
Legal Subdivision	PLEASANT GROVE
Legal Lot Number	27
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3016
Census Tract	21004

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2009 BILLY HOWEY RD, WAXHAW, NC 28173-8165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2001 · Amount on Record
Deed Sale	Mar 29, 2001 · Amount on Record
Prior Sale	Nov 13, 2000 · Amount on Record
Deed Document Number	200146442
Deed Book / Page	1528 / 877
Last Transfer Date	Mar 31, 2022
Transfer Doc	0008464155
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2009 BILLY HOWEY RD, WAXHAW, NC 28173-8165
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 BILLY HOWEY RD, WAXHAW, NC 28173-8165

Mortgage

Document Number	0008753715
Date	Jul 28, 2023
Book Page	8753/715
Instrument	18237

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 27, 2022
Property Address	2009 BILLY HOWEY RD, WAXHAW, NC 28173-8165
Document Number	0008464155
Book / Page	8464 / 155
Map Reference	CAB B FILE 158A
Instrument Date	Mar 31, 2022
Instrument	15544
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 BILLY HOWEY RD, 2009, WAXHAW, NC 28173-8165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 BILLY HOWEY RD, WAXHAW, NC 28173-8165

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Mineral Springs Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,500 (-) Land $58,900 Building $298,600	$357,500 (-) Land $58,900 Building $298,600
2025	$1,784.00 (+0.28%)	$357,500 (+31.68%) Land $58,900 Building $298,600	$357,500 (+31.68%) Land $58,900 Building $298,600
2023	$1,779.00	$271,500 Land $31,100 Building $240,400	$271,500 Land $31,100 Building $240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Comporium.

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