2009 Baltimore Ave, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2009 Baltimore Ave, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,552 sqft · built 2008
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Oct 2018)
Tax Bill	$8,146 (2025)
Deeds & Mortgages	Sep 2023 Transfer Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-321-06328100`

Property Details

APN / Parcel Number

Primary APN	`04-321-06328100`
Alternative APNs	`4-321-06328100` `32106328100`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,552 sqft Living Area
Gross Area	6,176 sqft
1st Floor Area	2,014 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	32106328100
Street Address	2009 BALTIMORE AVE
City	GAMBRILLS
State	MD
Zip	21054-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LTS 1 TO 6 BK H GAMBRILL HEIGHTS
Legal Subdivision	GAMBRILL HEIGHTS
Legal Block	H
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	740800

Owner

2009 Baltimore Ave is owned and occupied by two individuals who acquired it in July 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Intrafamily Transfer, Transfer CARTER TITLE LLC, CHARTER TITLE LLC
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BK NA
Oct 3, 2018	Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Aug 24, 2011
Deed Book / Page	32534 / 203
Last Transfer Date	Jul 7, 2023
Transfer Doc	0399630368
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 28, 2023
Property Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771
Document Number	0399630368
Book / Page	39963 / 368
Map Reference	MB 1 FO 13
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327230339
Date	Dec 10, 2018
Book Page	32723/339

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771
Document Number	0349980082
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 BALTIITLBRE AVE GAMBRILLS MD 21054, GAMBRILLS, MD 21054

Mortgage

Document Number	0349980082
Date	Aug 4, 2020
Book Page	034998/000082

Lender

Name	CAPITAL BK NA
Address	POTOMAC, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 3, 2018
Property Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771
Document Number	0325340203
Book / Page	32534 / 203
Map Reference	MB 1 FO13
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2009 BALTIMORE AVE, GAMBRILLS, MD 21054-1771

Mortgage

Document Number	0032534209
Date	Oct 3, 2018
Instrument	32534/209

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2009 Baltimore Ave was $8,146 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$924,967 (+5.54%)	$1,022,100 (+16.62%) Land $253,100 Building $769,000
2025	$8,146.00 (+2.05%) Homeowner's exemption	$876,400 Land $250,100 Building $626,300	$876,400 Land $250,100 Building $626,300
2024	$7,982.00 (+12.04%)
2023	$7,124.00 Homeowner's exemption	$781,267	$876,400 Land $250,100 Building $626,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2009 Baltimore Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1983–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Baltimore Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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