20089 Vista Ave, Hamilton, MO 64644 Property Records

Daviess County property record for 20089 Vista Ave, Hamilton, MO 64644

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,170 sqft · built 1958
Lot Size	40.2 acres (1,751,112 sqft)
Owner	Individual Name on File
Tax Bill	$763 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-6.0-14-03`

Property Details

APN / Parcel Number

Primary APN	`19-6.0-14-03`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,751,112 sqft (40.2 acres)
Garage Type	Detached
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Shed	1 Shed
Granary	4,000 sqft
Pole Barn	840 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	20089 VISTA AVE
City	HAMILTON
State	MO
Zip	64644-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 SW EX A TR BEG NW COR NW/SW
Jurisdiction	DAVIESS MO
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2353
Census Tract	470200

Owner

20089 Vista Ave is owned and occupied by an individual who acquired it in March 2012.

Source: Daviess County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20089 VISTA AVE, HAMILTON, MO 64644-8142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Dec 12, 2017	Deed of Trust, Mortgage · FmHA Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2012
Deed Sale	Mar 7, 2012
Deed Document Number	0000035176
Deed Book / Page	351 / 76
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	20089 VISTA AVE, HAMILTON, MO 64644-8142
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20089 VISTA AVE, HAMILTON, MO 64644-8142
Investor	Possibly a Property Investor

Mortgage

Document Number	0000333/49
Date	Dec 31, 2025
Book Page	333/49
Instrument	20252179

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 23, 2045

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 23, 2031
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	20089 VISTA AVE, HAMILTON, MO 64644-8142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0286/0041
Date	Dec 12, 2017
Book Page	0286/0041
Instrument	20171872

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	204 Months
Due	Dec 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20089 Vista Ave was $763.

Source: Daviess County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Sheridan Township
Unified School District	Hamilton R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00	$10,268 Land $1,821 Building $8,447	$60,390 Land $12,260 Building $48,130
2023	$664.00	$8,976 Land $1,536 Building $7,440	$53,030 Land $10,760 Building $42,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20089 Vista Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20089 Vista Ave is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS COUNTY PWSD 2 serves 2,448 people · EPA ID MO1021080
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2011
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vista Ave

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