Adams County property record for 20085 E 118th Ave, Commerce City, CO 80022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1970 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Aug 2003) |
| Tax Bill | $2,479 (2025) |
| Deeds & Mortgages | Jul 2019 Second Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-0-00-221 |
| Primary APN | 1723-00-0-00-221 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,536 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 338 sqft |
| Heating System | Baseboard |
|---|
| Account Number | R0080111 |
|---|---|
| Street Address | 20085 E 118TH AVE |
| City | COMMERCE CITY |
| State | CO |
| Zip | 80022-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 |
| Legal Description | SECT,TWN,RNG:3-2-66 DESC: BEG AT SE COR N2 NE4 SEC 3 TH W 290/79 FT TH N 399/50 FT TH E 290/79 FT TH S 399/50 FT TO POB EXC S 30 FT AND EXC CUL DE SAC 2/50A |
| Legal Range | 66W |
| Legal Township | 02S |
| Legal Section | 3 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 8553 |
Source: Adams County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20085 E 118TH AVE, COMMERCE CITY, CO 80022-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2003 · Amount on Record |
| Deed Sale | Aug 20, 2003 · Amount on Record |
| Prior Sale | Jun 5, 1995 · Amount on Record |
| Deed Document Number | 20031196087 |
| Prior Transfer Date | Apr 26, 1999 |
| Prior Transfer Doc | 000C539397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 20085 E 118TH AVE, COMMERCE CITY, CO 80022-9703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051944 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019000051944 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 20, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 20085 E 118TH AVE, COMMERCE CITY, CO 80022-9703 |
| Document Number | 0000019208 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 20085 E 118TH AVE COMMERCE CITY CO 800229703, COMMERCE CITY, CO 80022-9703 |
| Document Number | 0000019208 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 19208 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Unified School District | School District 27J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,479.00 (-54.6%) | $54,280 (-1.58%) Land $17,000 Building $37,280 | $798,260 (-2.09%) Land $250,000 Building $548,260 |
| 2024 | $5,460.00 (-3.12%) | ||
| 2023 | $5,636.00 (+11.14%) | $55,150 (+12.21%) Land $16,300 Building $38,850 | $815,260 (+15.28%) Land $241,000 Building $574,260 |
| 2022 | $5,071.00 | $49,150 Land $33,500 Building $15,650 | $707,188 Land $482,000 Building $225,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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