20081 Serre Dr, Estero, FL 33928 Property Records

Lee County property record for 20081 Serre Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,963 sqft · built 2006
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E2-0100A.0030`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E2-0100A.0030`
Alternative APNs	`262946E20100A0030` `294626010000A0030` `10488183`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	1,830 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	5,314 sqft (0.122 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	106 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10488183
Street Address	20081 SERRE DR
City	ESTERO
State	FL
Zip	33928-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT ONE PB 77 PG 84 BLK A LOT 3
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	A
Legal Lot Number	3
Legal Unit	1
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21124 TORRE DEL LAGO ST, ESTERO, FL 33928-6439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
May 4, 2021	Warranty Deed, Transfer · FHA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	202683272
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	0000131495
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 2, 2026
Property Address	20081 SERRE DR, ESTERO, FL 33928-6332
Document Number	0000083272
Instrument Date	Mar 25, 2026
Instrument	202683272
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MARKET PLACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21124 TORRE DEL LAGO ST, ESTERO, FL 33928-6439

Mortgage

Document Number	0000083273,
Date	Apr 2, 2026
Instrument	202683273

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 4, 2021
Property Address	20081 SERRE DR, ESTERO, FL 33928-6332
Document Number	0000143891
Map Reference	MB 77 PG 84
Instrument Date	Apr 13, 2021
Instrument	2021000143891
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16385 BISCAYNE BLVD UNIT 2906, 16385, AVENTURA, FL 33160-5484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20081 SERRE DR, ESTERO, FL 33928-6332

Mortgage

Document Number	0000143896
Date	May 4, 2021
Instrument	2021000143896

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,659.00 (-13.72%) Homeowner's exemption	$295,069 (-19.54%) Land $78,933 Building $216,136	$295,069 (-19.54%) Land $78,933 Building $216,136
2023	$5,400.00 (+4.55%) Homeowner's exemption	$366,708 (+24.42%) Land $63,040 Building $303,668	$366,708 (+24.42%) Land $63,040 Building $303,668
2022	$5,165.00	$294,729 Land $58,850 Building $235,879	$294,729 Land $58,850 Building $235,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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