2008 Willow Trl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2008 Willow Trl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,042 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$430,900 (Apr 2024)
Tax Bill	$4,509 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870000344`

Property Details

APN / Parcel Number

Primary APN	`A870000344`
Alternative APN	`3-0004-6008-00-0013.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,042 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	1,321 sqft
Basement Area	1,274 sqft
Finished Basement	700 sqft
Unfinished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000344
Street Address	2008 WILLOW TRL
City	SAINT CHARLES
State	MO
Zip	63303-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODFIELD #3 LOT 13
Legal Subdivision	WOODFIELD #3
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1007
Census Tract	312300

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2008 WILLOW TRL, SAINT CHARLES, MO 63303-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	202413896
Prior Transfer Date	Nov 20, 2006
Prior Transfer Doc	0001040730
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 12, 2024
Property Address	2008 WILLOW TRL, SAINT CHARLES, MO 63303-4419
Document Number	0000013896
Map Reference	MB 25 PG 87
Instrument Date	Apr 11, 2024
Instrument	2024R-013896
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2839 KETTERING DR, SAINT CHARLES, MO 63303-5463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 WILLOW TRL, SAINT CHARLES, MO 63303-4419

Mortgage

Document Number	0000013897
Date	Apr 12, 2024
Instrument	2024R-013897

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 18, 2022
Property Address	2008 WILLOW TRL, SAINT CHARLES, MO 63303-4419
Document Number	0000010027
Map Reference	MB 25 PG 87
Instrument Date	Jan 26, 2022
Instrument	2022R-010027
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 MEADOWLAKE DR, SAINT CHARLES, MO 63304-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2008 WILLOW TRL, SAINT CHARLES, MO 63303-4419

Mortgage

Document Number	0000010029
Date	Feb 18, 2022
Instrument	2022R-010029

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,396 (-)	$412,609 (-) Land $75,000 Building $337,609
2025	$4,509.00	$78,396 (+13.95%)	$412,609 (+13.95%) Land $75,000 Building $337,609
2023		$68,796
2022			$362,087 Land $55,000 Building $307,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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